150 likes | 160 Views
Explore comprehensive EAP services including stress management tools and financial counseling to boost resilience during tough economic times. Learn about stress types, reactions, and practical strategies for overcoming financial stress.
E N D
CONCERN: EAP Services • Work/Life Benefits • Parenting and Childcare Resources • Eldercare Services • Financial Counseling • Legal Consultations • Pet Care Referrals • Short Term Counseling 1-5 visits per issue per 12-month period • Free Confidential – 24/7 800 number answered “live”
Getting Started • Call for an appointment 6:30 AM to 5:00 PM (Pacific Time) Monday through Friday • In crisis situations, call 24/7 for immediate telephone support • For more information • Ask your HR/Benefits Department • www.concern-eap.com • Call CONCERN at (800) 344-4222
Objectives • What is Stress? • Define Resiliency • Economic Stress • Talking about finances • How to boost your resiliency
Types of Stress • Eustress (positive stress) • Distress (negative stress) • Acute Stress • Chronic Stress
Stress Reactions • Fight, Flight or Freeze • Negative effects on mental well-being, physical health and hormonal system • Cortisol (stress hormone) can create both physical and emotional reactions
Resilience • The key is not to try to avoid stress altogether, but to manage the stress • It involves maintaining flexibility and balance in your life: • Monitoring your emotions • Taking action and resting • Gaining support and nurturing yourself • Relying on other and yourself
Impact on Health • Reality: increased anxiety, depression, grief, or hardship can be damaging • Take good care of yourself, both physically and psychologically • Remember: the flight attendant instructs you to put on your oxygen mask first!
Financial Stress • 66% of Americans identify the economy as a significant source of stress in their lives • 75% are stressed by money • Housing costs are a major cause of financial stress • 48% report that job stability is a significant concern
Managing Economic Stress • Pause but don’t panic • Identify your financial stressors and make a plan • Recognize how you deal with stress related to money • Turn these challenging times into opportunities for real growth and change • Ask for professional support
Establish a Spending Plan • Write it down • Use your actual current income • Identify a list of debts vs expenses • Trim flexible expenses then reduce fixed expenses • Planning ahead • Start to save – pay yourself first • Start/continue an emergency fund • Consider other way to increase your income
Couples talking about Finances • Keep your cool • Soften your “start up” • Don’t be a mind reader • Think, then speak • Repair before exiting
De-stress through simplifying • Get into action • De-clutter your environment • Donate all unused belongings • Organize all your financial and important papers
Strategies for Building Resilience • Make Connections • Avoid seeing crises as insurmountable • Accept that change is a part of life • Move toward your goals and take decisive action • Keep things in perspective and maintain a hopeful outlook • Take care of yourself