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CONCERN: EAP Services. Work/Life Benefits Parenting and Childcare Resources Eldercare Services Financial Counseling Legal Consultations Pet Care Referrals Short Term Counseling 1-5 visits per issue per 12-month period Free Confidential – 24/7 800 number answered “live”. Getting Started.
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CONCERN: EAP Services • Work/Life Benefits • Parenting and Childcare Resources • Eldercare Services • Financial Counseling • Legal Consultations • Pet Care Referrals • Short Term Counseling 1-5 visits per issue per 12-month period • Free Confidential – 24/7 800 number answered “live”
Getting Started • Call for an appointment 6:30 AM to 5:00 PM (Pacific Time) Monday through Friday • In crisis situations, call 24/7 for immediate telephone support • For more information • Ask your HR/Benefits Department • www.concern-eap.com • Call CONCERN at (800) 344-4222
Objectives • What is Stress? • Define Resiliency • Economic Stress • Talking about finances • How to boost your resiliency
Types of Stress • Eustress (positive stress) • Distress (negative stress) • Acute Stress • Chronic Stress
Stress Reactions • Fight, Flight or Freeze • Negative effects on mental well-being, physical health and hormonal system • Cortisol (stress hormone) can create both physical and emotional reactions
Resilience • The key is not to try to avoid stress altogether, but to manage the stress • It involves maintaining flexibility and balance in your life: • Monitoring your emotions • Taking action and resting • Gaining support and nurturing yourself • Relying on other and yourself
Impact on Health • Reality: increased anxiety, depression, grief, or hardship can be damaging • Take good care of yourself, both physically and psychologically • Remember: the flight attendant instructs you to put on your oxygen mask first!
Financial Stress • 66% of Americans identify the economy as a significant source of stress in their lives • 75% are stressed by money • Housing costs are a major cause of financial stress • 48% report that job stability is a significant concern
Managing Economic Stress • Pause but don’t panic • Identify your financial stressors and make a plan • Recognize how you deal with stress related to money • Turn these challenging times into opportunities for real growth and change • Ask for professional support
Establish a Spending Plan • Write it down • Use your actual current income • Identify a list of debts vs expenses • Trim flexible expenses then reduce fixed expenses • Planning ahead • Start to save – pay yourself first • Start/continue an emergency fund • Consider other way to increase your income
Couples talking about Finances • Keep your cool • Soften your “start up” • Don’t be a mind reader • Think, then speak • Repair before exiting
De-stress through simplifying • Get into action • De-clutter your environment • Donate all unused belongings • Organize all your financial and important papers
Strategies for Building Resilience • Make Connections • Avoid seeing crises as insurmountable • Accept that change is a part of life • Move toward your goals and take decisive action • Keep things in perspective and maintain a hopeful outlook • Take care of yourself