an indexed annuity is a fixed annuity

1. Because of our earlier conversation, I want to tell you about a long-term retirement savings tool called an Indexed Annuity.Because of our earlier conversation, I want to tell you about a long-term retirement savings tool called an Indexed Annuity.

2. An Indexed Annuity is a Fixed Annuity It retains all the benefits of a traditional fixed annuity: Your principal is guaranteed. Your interest credits are guaranteed. Your money grows tax-deferred. You can receive a guaranteed income for life; no matter how long you live. You may avoid the costs and delays of probate by properly designating your beneficiaries. You have access to your money through penalty free withdrawal provisions (see policy for details). An indexed annuity is really a fixed annuity. It retains all the benefits of a traditional fixed annuity: Your principal is guaranteed. Your interest credits are guaranteed. Your money grows tax-deferred. You can receive a guaranteed income for life; no matter how long you live. You may avoid the costs and delays of probate by properly designating your beneficiaries. You have access to your money through penalty free withdrawal provisions (see policy for details). The important difference between a traditional fixed annuity and an Equity Indexed Annuity is the way your interest is credited inside the plan. An indexed annuity is really a fixed annuity. It retains all the benefits of a traditional fixed annuity: Your principal is guaranteed. Your interest credits are guaranteed. Your money grows tax-deferred. You can receive a guaranteed income for life; no matter how long you live. You may avoid the costs and delays of probate by properly designating your beneficiaries. You have access to your money through penalty free withdrawal provisions (see policy for details). The important difference between a traditional fixed annuity and an Equity Indexed Annuity is the way your interest is credited inside the plan.

3. How is an Indexed Annuity Different from a Traditional Fixed Annuity? “A traditional fixed annuity credits your account with a stated interest rate each year, an Indexed Annuity links your interest to the performance of a leading market index.” How is an Indexed Annuity Different from a Traditional Fixed Annuity? “A traditional fixed annuity credits your account with a stated interest rate each year, an Indexed Annuity links your interest to the performance of a leading market index.”How is an Indexed Annuity Different from a Traditional Fixed Annuity? “A traditional fixed annuity credits your account with a stated interest rate each year, an Indexed Annuity links your interest to the performance of a leading market index.”

4. Indexed Annuities can help you win the financial tug of war! “I want the POTENTIAL to grow my money faster.” Investments Mutual Funds Bonds Variable Annuities Stocks “I want the SAFETY of knowing my money is always protected.” Savings Accounts Money Markets CDs Indexed Annuities can help you win the financial tug of war! I hear the same story all the time. My clients want the POTENTIAL to grow their money faster.” This often draws them into the world of Investments Mutual Funds Bonds Variable Annuities Stocks At the same time they tell me, “I want the SAFETY of knowing my money is always protected.” This pulls them back to safe savings tools like. Savings Accounts Money Markets CDs Can you see the tug of war?Indexed Annuities can help you win the financial tug of war! I hear the same story all the time. My clients want the POTENTIAL to grow their money faster.” This often draws them into the world of Investments Mutual Funds Bonds Variable Annuities Stocks At the same time they tell me, “I want the SAFETY of knowing my money is always protected.” This pulls them back to safe savings tools like. Savings Accounts Money Markets CDs Can you see the tug of war?

5. The Challenge: Investments Mutual Funds Bonds Variable Annuities Stocks RISK The Challenge: Savings Accounts Money Markets CDs LOW YIELDS Indexed Annuities can help you win the financial tug of war! The problem is, each option has challenges of its own. For Investments like Mutual Funds Bonds Variable Annuities and Stocks, the challenge is RISK. For savings the challenge I hear most often is exposure to low interest rates and slow growth.The problem is, each option has challenges of its own. For Investments like Mutual Funds Bonds Variable Annuities and Stocks, the challenge is RISK. For savings the challenge I hear most often is exposure to low interest rates and slow growth.

6. An Indexed Annuity can benefit you by providing: The POTENTIAL to grow your money without the risk normally associated with investments like Mutual Funds Bonds Variable Annuities Stocks The SAFETY and protection similar to other savings vehicles such as Savings Accounts Money Markets CDs An Indexed Annuity can benefit you by providing: The POTENTIAL to grow your money without the risk normally associated with investments like Mutual Funds Bonds Variable Annuities Stocks While including the SAFETY and protection similar to other savings vehicles such as Savings Accounts Money Markets CDs An Indexed Annuity can benefit you by providing: The POTENTIAL to grow your money without the risk normally associated with investments like Mutual Funds Bonds Variable Annuities Stocks While including the SAFETY and protection similar to other savings vehicles such as Savings Accounts Money Markets CDs

7. Indexed Annuities give you the potential to exceed traditional fixed interest rates without exposing your principal or past gains to market risk. Equity Indexed Annuities give you the potential to exceed traditional fixed interest rates without exposing your principal or past gains to market risk. I think it is a great combination!Equity Indexed Annuities give you the potential to exceed traditional fixed interest rates without exposing your principal or past gains to market risk. I think it is a great combination!

8. The Indexed Annuity Basics You participate in any period of gain. If the market goes up, your money grows. You are protected from any period of loss. You get to sit the bad years out. All your gains are LOCKED in; they can never be taken from you. All gains compound TAX-DEFERRED. Here’s some basic principles of how an indexed annuity works. You participate in any period of gain. If the market goes up, your money grows. You are protected from any period of loss. You get to sit the bad years out. All your gains are LOCKED in; they can never be taken from you. All gains compound TAX-DEFERRED.Here’s some basic principles of how an indexed annuity works. You participate in any period of gain. If the market goes up, your money grows. You are protected from any period of loss. You get to sit the bad years out. All your gains are LOCKED in; they can never be taken from you. All gains compound TAX-DEFERRED.

9. Participate in any period with a gain. If the market goes up – your money grows

10. Don’t participate in any period with a loss. In other words – you sit the bad years out

12. Gains are locked in each period They can never be taken from you.

13. Participate In Any Period With A Gain Don’t Participate In Any Period With A Loss All Gains Are Locked In Each Period All Gains Compound Tax Deferred

14. Example This example tracks a popular indexed annuity strategy to the actual performance of the S&P 500 index. We’ve compared how $100,000 would have performed in these two methods. In the first year…This example tracks a popular indexed annuity strategy to the actual performance of the S&P 500 index. We’ve compared how $100,000 would have performed in these two methods. In the first year…

15. Would you like the potential to exceed traditional fixed rates? Would you like to keep your principal and earnings safe from risk? Can you benefit from tax-deferral? Would you like access to your money when needed through penalty free withdrawals? Would you like the option to later convert your retirement funds into a guaranteed income you could never outlive? Take the next step today! Would you like the potential to exceed traditional fixed rates? Would you like to keep your principal and earnings safe from risk? Can you benefit from tax-deferral? Would you like access to your money when needed through penalty free withdrawals? Would you like the option to later convert your retirement funds into a guaranteed income you could never outlive? Take the next step today! Would you like the potential to exceed traditional fixed rates? Would you like to keep your principal and earnings safe from risk? Can you benefit from tax-deferral? Would you like access to your money when needed through penalty free withdrawals? Would you like the option to later convert your retirement funds into a guaranteed income you could never outlive? Take the next step today!

16. As your agent, we will work together to evaluate your situation and select an appropriate product to address your personal needs. Take the next step today! As your agent, we will work together to evaluate your situation and select an appropriate product to address your personal needs. Let’s take a look at this plan, I think it will appeal to you.As your agent, we will work together to evaluate your situation and select an appropriate product to address your personal needs. Let’s take a look at this plan, I think it will appeal to you.