WORLD HEALTH CARD

1. THE MOST ADVANCED HEALTH CARD SYSTEM WORLD HEALTH CARD

2. THE SYSTEM What is a World Health Card? A few facts first: • Who was involved in creation of the WHC System? • 2 inventors - Norway • 1 lawyer / legal service team - Norway • 2 technical writers – Norway, Canada • 2 graphical designers – Norway • 2 WEB application creators – Norway, India • 10 programmers - Norway, Canada, India, Croatia, Germany • 20 translators – Norway, Canada, Portugal, Indonesia • 1 Health department – Norway • 1 Ministry of Small Business development – Norway • 3 smart card / smart card equipment manufacturers – Germany, USA • 2 medical facilities / hospitals - Norway • 2 EMS crews – Norway • Several doctors – Norway, Germany, Poland, Jordan, Ghana It is a smart (chip) card with personal information securely stored into the miniature chip computer. Should not be mixed up with simple and inferior memory chips. It was created in 2012 by 2 Norwegian inventors, Marco Krys and Frank Jakobsen from Sistranda, island of Froya. Name of the company established is Scardi AS. They perfected existing smart health card solutions used in many countries throughout the World and added several unseen features.

3. THE SYSTEM What kind of information is securely stored into WHC cards? • Personal data • 2 Insurance coverage accounts • Allergies • Diseases • Vaccinations • Medication plan and history • Medical notes • Prescriptions • Reference • PIN, biometric and visual identification • Access log

4. What is needed to use WHC System? THE SYSTEM • WHC Suite - system software • WHC patient cards • WHC access cards • WHC card readers Optional • WHC self service kiosk • Emergency center software • PSAP interface • Insurance software • Billing system • Insurance fraud protection system

5. THE SYSTEM WHC is loaded with following information and features: • INFORMATIONS • Personal contact information • Emergency contacts • Living will information • Blood type • Allergies • Insurance information for 2 different accounts • Drugs • Medical devices • Diseases • Vaccination information • Medical notes to other doctor • Reference to other doctor page • FEATURES • Comprehensive medication plan is included • Electronic prescriptions are available, secure, impossible to fake • Pharmacy dispensing record log capabilities • In card PIN, biometric and visual validation (in card patient picture) • Instant translation into 18 more languages • Patient uses his native language and doctor his native language • ICPC International medical codes with auto update function • Instantly validate 2 different insurance account (Internet required) • View insurance limitations and restrictions (Internet required) • Many insurance anti-fraud features • Instant claim write-up utility • Self service kiosk for patients • WEB site registration with free account for everyone • WEB site card ordering utility, worldwide delivery • FEATURES FOR EMS • Triage utility • Accident / disaster management system • Disaster plan • Patient calming utility • EMS secure messenger, EMS to EMS, EMS to EMS center • Call Center (PSAP) supported • Ambulance vehicle check-up utility

6. THE SYSTEM What kind of problems is WHC solving? • National electronic patient journal system.Many countries try to build it, they all failed. • Reasons are quite simple: • Cost of actual implementation is monumental and is growing by the hour! • Extensive and expensive communications data infra structure is needed! • One single operator authority needs to be approved and established! • Privacy of the patients is an absolute paramount! • Central data server facility is very expensive to establish, operate and protect 24/7 against • break-ins! • There is no inter-operability between different countries! • There is no solution to serve people of different languages living in same country! • There is no universal insurance solution! • There is no capability for doctor to easily create a claim for every domestic, let alone • foreign insurance! • Electronic, universal prescription does not exist! • There is no portability where patient’s records can be securely accessed from any kind of • remote location without Internet! • For all reasons above and many more coming working on and building centrally managed solution is futile effort. Most likely, because of astronomical costs system will crumble under it’s own weight! • Patients and Health care institutions today are facing many challenges. • One single, main one would be lack of medical records when and were you need them! • Language barrier

7. THE SYSTEM THE MOST ADVANCED INSURANCE SYSTEM • Insurance billing system • Set your own prices for medical codes and update at any time • Bills get automatically calculated according to your set prices • Bill sharing. For the first time Prv.Ins and NHI can share one bill and • patient record. Bills getting automatically devided into NHI amount and Prv. Insurance amount. • Convert currencies by international bills • Bills are easily divided by ” New bills” ” Bills in process” ” Processed bills” • See who processed the bill • Analytics • Filter billings and see total amount of pay outs by • Date range • Country • Institution • Medical Person • Patient • Marketing • Online distribution and registration of health insurance • ease of delivering Health Insurance for Expatriates • Activate Insurance coverage in real time world wide • By sponsoring patient kiosk run your own advertising

8. THE SYSTEM Security is everybody’s concern. WHC is secure, content protected by PIN , biometrics and complies with HIPAA and PIPEDA privacy acts. • Only trusted entity can read and possibly write back to the card! • How WHC achieved that? By deploying special smart card based security sub system! Everybody who has needs to see and communicate with patient’s card MUST have access control card like that. • Access cards are manually processed and strictly controlled • Each group of cards (doctor’s, EMS, pharmacy …) has different authority level defined • Control cards are personalized and issued to specific user • Control cards have expiry date. Can be activated / deactivated and extended remotely

9. What are the benefits of WHC system? • WHC saves lives by providing timely critical medical information • It is decentralized solution, completely scalable • It works anywhere, any time, does not need Internet to function • It is secure, content protected by PIN and biometrics • Complies with HIPAA and PIPEDA privacy acts • WHC saves time and money at every step of the way at any level of healthcare • WHC card is personalized and data maintained by card holder himself • Medical professionals can add relevant data when needed

10. What can be saved by using WHC system? First and foremost lives!No more lack of critical medical info, knowledge about medications, previous or current conditions! Time!Every step of the way. No more countless signups, fake or false IDs, waiting for data, miscommunications … Money!Hundreds of millions shall be saved on doctor’s valuable time, medical facilities, unnecessary therapies, drugs, visits, insurance claims, Government health benefits abuse … Trees!Last but not least, whole forests will not fall down to satisfy untamed hunger for forms and papers used up in healthcare by thousands and tons …

11. THE SYSTEM THANK YOU FOR YOUR INTEREST www.world-health-card.com