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Task4-2: international cargo transportation insurance. Object: Be able to fill the insurance policy and insurance certificate Be able to deal with the common practice of cargo insurance. Task4-2: international cargo transportation insurance. Aim of ability:
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Task4-2: international cargo transportation insurance • Object: • Be able to fill the insurance policy and insurance certificate • Be able to deal with the common practice of cargo insurance
Task4-2: international cargo transportation insurance • Aim of ability: • Be able to fill the insurance policy and insurance certificate • Aim of quality: • Settle the problems which you may encounter in the insurance practice.
Task4-2: international cargo transportation insurance • Knowledge point: • Categories of insurance certificate • Practice of international cargo insurance • Claims of transportation insurance
ⅠTask description • 常州常信外贸有限公司的156箱女式风衣已经在9月15日完成托运,并确定已经于2008年9月24日装上船只,25日离开港口,现在孙潇去保险公司办理相应的保险手续。
Ⅱ relevant knowledge • (一)categories of insurance documents • (二)the content of a insurance policy • (三)modification and transfer of a insurance policy • (四)claim for compensation
The content of a insurance policy • THE PEOPLE’S INSURANCE COMPANY OF CHINA • Head office: BEIJING Established in 1949 • INSURANCE POCLICY • CHB01998 • POLICY NO. :PCI01876
3. insured: DESUNSOFT CO.,LTD.Room 2901, HuaRong Mansion, GuanJiaQiao 85#, Nanjing 210005, P.R.China
this policy of insurance witnesses that the people’s insurance company of china (hereinafter called “the company”) at the request of the insured and in consideration of the agreed premium paid to the company by the insured undertakes to insure
the under mentioned goods in transportation subject to the conditions of this policy as per the clauses printed overleaf and other special clauses attached hereon.
4.marks & nos.: N/M • 5.quantity: 4400cartons • 6.description of goods: canned apple jam & canned strawberry jam • 7.amount insured: usd32912
8. total amount insured :SAY U.S. DOLLARS THIRTY-TWO THUS AND NINE HUNDRED AND TWELVE ONLY • 9. premium as arranged rate as arranged per conveyance ss._ happy .67_________
11.slg .on or abt. _ jun 1, 2001__ 12.from tianjin to dammam port _ • 13. conditions: • all risks and war risks as per c.i.c ocean marine clause
in the event of loss or damage which may result in a claim under this policy, immediate notice applying for survey must be given to the company’s agent as mentioned hereunder. claims, if any one of the original policy which has been issued in originals together the relevant documents shall be surrendered to the company, if one of the original policy has been accomplished, the others to be void.
14. hya insurance company • 15. claim payable at/in _ dammam in USD the people’s insurance co. of china shanghai branch
16. DATE___ 30 MAY,2001 SHANGHAI General Manager • 地址:中国上海中山东一路23号 TEL: 3234305 TELEX:33128 PICCS CN • Address: 23 Zhongshan Dong Yi Lu Shanghai, China. Cable: 42001 Shanghai
Categories of Insurance Policy • Insurance Policy • Insurance Certificate • Open Policy • Combined Policy
Insurance Certificate • Bearing same legal validity as Insurance Policy • Gradually less and less used
Open Policy • General insurance contract • Including scope of coverage, conditions, rate, liabilities, claims & settlement. • Goods included in the contract will be automatically insured within validity of the contract
Combined Policy • Insurance combined with commercial invoice • Policy No., conditions, the amount of insurance sealed and signed, as evidence of conclusion of insurance contract • Others as per commercial invoice
modification and transfer of a insurance policy • Transfer of right from the insured to a third party, including the right of claims and the right of sue • Usually in the means of ENDOURSEMENT • NOT NECESSARY to ask the insurer for his agreement • The transferee has the same right and liabilities as the transferor
Conditions of Claims • Valid insurance contract • The claimer has insurable interests • Damage should be caused by risks covered in the insurance policy • Claims submitted within validity of duration
Ⅲ task fulfillment and conclusion • (1)保险单的出具时间不得晚于提单的时间,否则进口商或付款银行有权拒绝付款。 • (2)出口商办理保险,保险单交给银行前应该背书转让。 • (3)保险金额一般应该是CIF 合同金额的110%,如果进口商要求是120%或更多时,应该征求保险公司的同意。 • (4)当采用FOB 、CFR术语出口时,应该考虑到货物从工厂到装运港跃过船舷这阶段的风险,并采取相应的保险。
Ⅳ knowledge expansion • 1.divdence of general average • 2. Irrespective of Percentage
Ⅴ Practice • 常州天信外贸有限公司向加拿大客户JAMES BROWN&SONS出口的男衬衫已经装运,装运时间见前一个任务实训。请你办理保险手续。