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Health Care Systems Scenario

Health Care Systems Scenario. By: Jazmin Reynolds, Josh Davis and Logan Lawrence. Family Info. Family of two, expecting a girl. Currently living in a 3 bedroom, 2 bath home in Panama City, Florida. Own a 2011 Cadillac Escalade No pets. Family lives out of state. Financial Info.

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Health Care Systems Scenario

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  1. Health Care Systems Scenario By: Jazmin Reynolds, Josh Davis and Logan Lawrence

  2. Family Info.. • Family of two, expecting a girl. • Currently living in a 3 bedroom, 2 bath home in Panama City, Florida. • Own a 2011 Cadillac Escalade • No pets. • Family lives out of state.

  3. Financial Info • Husband: Neurologist-Salary: $150,000 • Patient (Wife): In school to become a doctor

  4. Health Insurance • Plan type-Network: a group of doctors, hospitals and other health care providers contracted to provide services to insurance companies costumers for less than their usual fees. Provider networks can cover a large geographic market or a wide range of health care services. Insured individuals typically pay less for using a network provider. • Deductable- 2500- a fixed dollar amount during the benefit period-usually a year-that an insured person to pay a fixed dollar amount when medical service is received. • Coinsurance- 0%. A form of medical cost, sharing in a health insurance plan that requires an insured person to pay a stated percent of medical expenses after the deductable amount if any was paid.

  5. Monthly Expenses

  6. Condition of Patient • Patient having a Cesarean Section performed in obtaining her baby. • Patient was taken to Vanderbilt-Husband took her. (In their 2011 White Cadillac Escalade)

  7. Treatment Details and Cost

  8. Insurance Pays… • Total Cost is $36,000 • Insurance pays $28,800 (80%) • We pay $7,200

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