Chiropractic malpractice insurance

1. FINANCIAL STRENGTH • Berkshire Hathaway Company with industry- leading ratings – A.M. Best “A++” and S&P “AA+” • Distinguished reputation • More than 110 years experience – three times longer than our nearest competitor COVERAGE HIGHLIGHTS & FEATURES • Portability of coverage – national company with coverage options countrywide • First dollar defense (in addition to policy limits) • Varying limits of liability • Defense costs outside limits of liability • Wide range of coverages included (some with sublimits)‡: • Premises liability • Personal injury liability • Good Samaritan coverage • Administrative hearing and Medicare/Medicaid billing defense • Professional services coverage for service on committees and peer reviews • Medical payments & first aid • Deposition fees (when not named) • Loss of earnings per day (while assisting in defense) • HIPAA proceeding expense • Sexual misconduct defense • Locum tenens coverage • Property of others – in your care, custody & control DEFENSE • Claims Expertise – claims staff averages more than 20 years of experience • Handling claims • Local Defense Counsel – we use top local defense attorneys that specialize in defending medical malpractice claims • Winning Defense Record – for the past ten years nationally, we closed 80% of our provider’s cases without payment and won 91% of our trials* • Joint Decision-Making and Consent-to-Settle Provision‡ – policyholders actively participate in preparing and assessing their cases The Chiropractic Protector Plan has partnered with Medical Protective to RISK MANAGEMENT • Consultants average more than 20 years experience in the healthcare industry • Risk management news and information • Broad range of consulting services • Home-based & online risk educational courses • Continuing Education credits available provide a Chiropractic Professional Liability Policy specfically tailored meet DISCOUNTS & CREDITS • New-to-practice credit • Part-time credits • Risk Management credits available upon completion of study to be applied for 3 years • Group size credits • Association membership credits available for state and national associations • Flexibility for leave of absence including military, educational leave, sabbaticals, short-term disability and FMLA the needs of Chiropractic Physicians nationwide. SPECIALIZED COVERAGE FOR CHIROPRACTORS • Coverage for chiropractors and their staff • Vicarious liability coverage for additional insureds • Separate limit corporation coverage • Shared limit corporation coverage at no additional charge (where available) ‡ • Student, extern and board coverage • Payment plans Founded in 1899, Medical Protective pioneered the protection of healthcare providers from the growing threat of malpractice claims. We are proud to continue the century-old tradition of For more information and a no obligation quote, call our customer service team toll free at 1.844.239.1719 info@cppinsurance.com | www.cppinsurance.com defending the reputations and assets of *Medical Protective internal data 2001-2015. ‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis. All products are underwritten by either The Medical Protective Company® or National Fire and Marine Insurance Company®, members of the Berkshire Hathaway group of Businesses. ©2011 The Medical Protective Company®. All Rights Reserved. Chiropractic Physicians.