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Turtlemint Car insurance

Get best car insurance policy here bye turtlemint

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Turtlemint Car insurance

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  1. 9 most important factors that affect your car insurance rate

  2. 9 most important factors that affect your car insurance rate Introduction: • Your car is the most priced possession and it’s like an extended family member. You put your time and energy to ensure it runs in perfect condition. However what may be your last priority which is equally important is your car insurance. • There are 9 most important factors used by car insurance companies to decide what premium amount they should be charging you. If you pay attention to these factors you will for sure understand car insurance much better than before and ask for the right car insurance premium from the car insurance companies. Be Insurance Smart

  3. 9 most important factors that affect your car insurance rate 1. How old is your car and the model: • If you have a high end car it definitely has a high market value as it consumes more fuel and costly spare parts and hence the car insurance premiums are higher. New Cars, imported cars and those that run on diesel will carry high car insurance rates. Be Insurance Smart

  4. 9 most factors that affect your car insurance rate 2. No Claim Bouns(NCB) • You can get upto 50% discount on your car insurance premium if you do not claim your insurance which means the number of continuous claim free years. Please read the policy document to know your NCB Be Insurance Smart

  5. 9 most factors that affect your car insurance rate 3. How well you use your Car ? • Cars used for commercial purpose will carry a higher car insurance premium rates as your car usage will be more than a car used for personal use. The time of the day when you drive the car also affects the car insurance rate; in the case you frequently drive at night, you’re at a higher risk of going bump in the dark, and because of this, you’ll pay a higher premium. Be Insurance Smart

  6. 9 most factors that affect your car insurance rate 4. Place / Location • Your car registration zone or your neighborhood also affects your can insurance rate. If you live in Tier I city then your car insurance premium is higher than those in Tier II & Tier III cities. This is because, a car in a densely populated area is more vulnerable to crime, traffic and accidents, as well as, higher repair costs. Be Insurance Smart

  7. 9 most factors that affect your car insurance rate 5. What is your Profession? • If you travel a lot for work then your car will attract a higher car insurance rate. Simply because chances of mishap on the road are greater for you than someone with a shorter or fixed work commute. Be Insurance Smart

  8. 9 most factors that affect your car insurance rate 6. How healthy is your credit score? • Car insurance companies check your credit history and financial status to find out our credit score and take a decision as to how much they need to charge you. If you are good in your finances then you don’t need to worry much as your credit score is good and you can enjoy lower insurance rate. Be Insurance Smart

  9. 9 most factors that affect your car insurance rate 7. How old are you and your gender? • If you are a young man as in below the age of 25 then you are more prone to rash driving and collusion than women and older drivers who are more careful on the road – Studies have shown these facts. Hence be ready to pay a higher premium if you are a man and / or under the age of 25. Be Insurance Smart

  10. 9 most factors that affect your car insurance rate 8. Are you married? • Good benefits if you are married  • You can combine your insurance policies with your spouse and can drive the car insurance premium costs down. • Its generally believed that if you are married then you are more responsible, lesser traffic violations and accidents as compared to unmarried drivers. Be Insurance Smart

  11. 9 most factors that affect your car insurance rate 9. Your Driving history? • Drive safe !! • If you have a prefect driving history with a clean record of no violations or prior claims then you have an upper hand when it comes to apply or renew your car insurance as against a bad record. Be Insurance Smart

  12. Contact us: Turtlemint.com Address: 1st Floor, Prime Corporate Park, Near ITC Maratha, Sahar Road, Andheri(East), Mumbai – 400099 Call: 022-33835454 Contact us: support@turtlemint.com Website: www.turtlemint.com Be Insurance Smart

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