New Employee Orientation

New Employee Orientation NSU is able to offer the marketplace equivalent of gold level health care coverage that provides exceptional value. Employees and their families enrolled in healthcare coverage at NSU can continue to rely on the affordability, stability, and high quality of benefits available through our continued partnership with ICUBA. Benefit summaries and plan information are available online at www.nova.edu/hr/benefits. For questions or login assistance email HR4U@nova.edu or call 954-262-HR4U (4748)

Health Care through BCBS-FL • Both plans are PPO plans provided by BlueCross BlueShield • Preferred PPO plan has co-insurance for covered benefits • Premier PPO plan has co-pays for covered benefits • Comprehensive summaries are available online at www.nova.edu/hr/benefits *AD = After Deductible, not anno Domini  Employees working 28 hours or more are considered eligible for all benefits Pay your bill based on your Explanation of Benefits (EOB) statement or according to your co-pay schedule. View your EOB, check claims, search for providers and more using the single sign on at http://ICUBAbenefits.org Shark Tip! Shark Tip!

Health Care Premium HRA Contributions are made by NSU when employees are enrolled in health care plans. HRA funds roll over every month and can be used to pay coinsurance, co-pays, and other eligible health care expenses! Shark Tip!

Health Care Insurance Terms Keep your benefit summary with you when you visit a health care provider!

Free In-network Benefits • Electrocardiograms • Echocardiograms • Mammograms • Colonoscopies • Sigmoidoscopies • Immunizations • Allergy Injections • Bone Mineral Density Tests • Ultrasound of the Breast • Blue Physician Recognition primary care visits • Employee Assistance Program available to all NSU employees and household members • Up to 6 in-person counselling sessions per issue per year • Assistance available 24 hours a day, 7 days per week • Call 877.398.5816 and select option #1 • Prescribed diabetic supplies including meters, lancing devices, lancets, test strips, control solution • Aspirin for adults with valid prescription • Prescribed generic folic acid and generic pre-natal vitamins for pregnancy • Lab Tests • Pap Tests • Urinalysis • Colorectal Screenings • Prostate Cancer Screenings

Free In-network Benefits When covered under the health care plan at NSU, visits to Blue Distinction Total Care Physicians, Annual Wellness exams, and routine labs at Quest Diagnostics, are at no cost to employees. ICUBA also provides access to Nurse Case Management, the Blue Cross BlueShield Essential Advocate, and the ICUBAcares Pharmacist at no cost to covered members and in-network maternity visits are covered at 100% after initial visit co-pay. In addition to the benefits covered at 100%, no deductible is applied before the following services are covered under the plan: No deductible for access to Prescriptions No deductible to access in-network primary care, in-network PT/OT, and in-network chiropractic visits No deductible to access Retail/Urgent Care visits No deductible for ER visits (co-pay applies) No deductible for in-network Emergency Transportation Pay your bill based on your Explanation of Benefits (EOB) statement or according to your co-pay schedule. View your EOB, check claims, search for providers and more using the single sign on at http://ICUBAbenefits.org Shark Tip!

Blue Distinction Total Care Finding a BDTC Primary Care Provider is as easy as 1,2,3…oh and 4! Navigate to http://icubabenefits.org. Login using your ICUBA username and password Click on the link labelled “BCBS MyHealthToolkit Portal” (you may need to register on your first visit) and scroll down to the Quick Links box Click the “Find a Doctor or Hospital” link Click the “Doctor and Hospital Finder” link and enter your alpha prefix (ICI), theprovider name, and provider location Select “All Blue Distinction” and your search results will include all Blue Distinction Total Care Physicians 1 2 3 4 When searching for Primary Care providers online (either through the ICUBA portal or directly at www.myhealthtoolkitfl.com). Look for the BDTC designation under quality recognitions for your health care provider! Shark Tip!

Prescriptions through OptumRx NSU Pharmacy Sanford L. Ziff Center 3200 S. University Drive Davie, FL 33328 954-262-4550 * Specialty medication available through Briova is only dispensed at a maximum of 30-day supply. For more information visit http://ICUBAbenefits.org - single sign on is enabled for Optum Rx Talk to your pharmacist about using generic prescription medications! Generic prescriptions have the same active ingredients as their brand name counterparts and can help you save money on out of pocket expenses! Shark Tip!

Behavioral Health through Aetna Accompanies health care coverage but provided by Aetna • Same provider for Behavioral Health & Substance Abuse and the Employee Assistance Program (EAP) • Transition from EAP to an in-network Aetna provider is available to employees enrolled in healthcare coverage • Call one number for BOTH benefits 1-877-398-5816 • Option 1 for Employee Assistance Program • Option 2 for Behavioral Health • Employees can find behavioral health providers through Aetna at www.docfind.com or by calling 877-398-5816 • ICUBA members have access to all Aetna providers for Behavioral Health *The EAP is available to all employees at NSU! Employees do not have to be enrolled in health care coverage to use the EAP and take advantage of the six, in-person counseling sessions available – PER ISSUE PER YEAR! Shark Tip!

Flexible Spending Accounts HRA is provided by NSU when enrolled in Health Care, employees cannot contribute to the HRA. HCFSA is available to eligible employees, enrollment in Health Care is not required for participation. DCFSA is available to eligible employees, enrollment in Health Care is not required for participation Flex Accounts help save money, they are deducted pre-tax! Shark Tip!

Employee Wellness Program NSU has a dedicated Employee Wellness Program Administrator providing educational opportunities and programs centered around Employee Health and Wellness. Wellness Programs are available throughout the year at various campus locations and online, some sessions count as “onsite events” and allow ICUBA health care participants to earn incentives for attending. Wellness Programs are made available to all employees at NSU regardless of enrollment in health care coverage. Employee Wellness incentives are integrated with health care claims, available incentives are credited once claims are processed by BlueCross BlueShield and Rally. Additional incentives are available for attending on-site events online or at a campus location. For more information visit the Wellness page online at http://www.nova.edu/hr/wellness/index.html Shark Tip!

BlueRewards powered by Rally BlueRewards is the wellness incentive program provided by ICUBA and powered by Rally. Wellness incentives are be redeemable for gift cards to online retailers, like Amazon, Best Buy, Walmart, and Target. Use the ICUBA Single Sign On service to access the program and learn more. Contact Ronenia Jenkins, the Employee Wellness Program Administrator at rjenkins@nova.edu. • Single sign on access for employees through the ICUBA portal • Spouse or domestic partner access is enabled through MyHealthToolKitFL.com *Wellness Incentives are available to employees and their spouse or domestic partner when both are covered under the medical plan offered at NSU. Shark Tip!

Dental and Vision Employees working 19.2 hours or more are eligible for all benefits except health care!

Dental Coverage through Humana The Dental HMO is only available for participants in the state of Florida. The comprehensive dental summary is available online at www.nova.edu/hr/benefits under the Dental Coverage drop down! Employees can register for access and search providers online at www.humana.com Shark Tip!

Vision Coverage through EyeMed Employees can register for access and search providers online at www.eyemed.com Shark Tip!

Dependent Verification • Your legally recognized spouse or domestic partner • Your natural child • Your legally adopted child, a stepchild, or a foster child • A child required to be covered pursuant to a Qualified Medical Child Support Order • Siblings, parents, and grandparents are not eligible dependents on the NSU/ICUBA plans • Social Security Numbers are required for all dependents covered You are required to notify ICUBA and remove any ineligible dependents within 30 days of changes to dependent status for eligible dependents and immediately for ineligible dependents. A child is a dependent until the end of the calendar year they turn 26, or are over age 26 and are incapable of self support because of a documented disability (adult disabled dependent). Shark Tip!

Retirement Savings Retirement savings can begin as early as the 1st of the month following your date of hire!

Retirement Savings Accounts Employees who are eligible, working 19.2 hours or more per week and have attained age 21, can contribute to the 401(k) Retirement Savings Plan at Nova Southeastern University on the first of the month following their date of hire Employees who meet the criteria for non-matched contributions and have completed one year of service at Nova Southeastern University are eligible for matched contributions in the 401(k) Retirement Savings Plan at Nova Southeastern University. Eligible employees can enroll on the first of the month following their one-year employment anniversary. For more information about Retirement Savings at NSU visit the Retirement page online: http://www.nova.edu/hr/benefits/retirement-plans.html How to access the Retirement Manager Enrollment Portal to make or change elections: http://www.nova.edu/hr/benefits/forms/Retirement%20Manager%20Quick%20Reference.pdf An interactive Brainshark presented by TIAA is available online: https://www.brainshark.com/tiaa-cref_direct/NovaSoutheasternUniversity Need personalized assistance planning for retirement? TIAA and Valic provide individual counselling sessions for employees at no additional cost! Make an appointment with an advisor today by visiting http://www.nova.edu/hr/benefits/retirement-plans.html Shark Tip!

Employer Matching If employees contribute 0% after 1 year… 2% (vested after 3 years) TOTAL RETIREMENT SAVINGS

Employer Matching If employees contribute 1% after 1 year… (vested after 3 years) 5% (vested immediately) (vested after 3 years) TOTAL RETIREMENT SAVINGS (vested immediately)

Additional Benefits Some of these benefits are paid by NSU when you are in an eligible position!

Life Insurance & Disability Reliance Standard • Group Term Life Insurance • Age banded rates in increments of $10,000 • Age reduced coverage • 65-69 policy reduces to 65% • 70+ policy reduces to 50% • Guaranteed Issue coverage is $300,000 • Coverage available for spouse/domestic partner and children • Enroll online and view rates through the ICUBA Enrollment Portal The following benefits are provided by NSU at no cost to eligible employees who work 19.2 hours or more per week and complete 90 days of employment with NSU. Short Term Disability (STD) is a self-funded program (not an insurance product) designed to provide short term payments to eligible employees under the terms and conditions of the Program in accordance with NSU policy. The program is administered by NSU and administered by the university’s designated leave administrator. Long Term Disability (LTD) is a Group benefit purchased for eligible employees designed to provide LTD payments to eligible participants who become totally disabled under the terms and conditions of the Program. LTD is administered by Reliance Standard. Basic Life and AD&D Insurance are provide at no additional cost & are the equivalent of an employees annual base salary (does not include overtime or overloads). Tuition waivers – vary by degree program or center Discount Program - Abenity Mass Mutual • Group Whole Life Insurance • Fully portable • Grows cash value over time • Guaranteed Issue up to $100,000 • Express issue coverage (no exam only questions) up to $200,000 • Enroll online through the ICUBA Enrollment Portal It is important to have updated and accurate beneficiary information on file. Beneficiary Information should include legal name and current contact information for your beneficiaries. Shark Tip!

Additional Optional Benefits Aflac • Complement current benefits • Fill gaps in coverage • Full policy benefits regardless of other coverage • Disability Insurance • Accident Insurance • Hospital Protection • Cancer Indemnity For more information contact Joe Evans at 954-389-9100 or via email at EvansFin@bellsouth.net LegalShield • Legal advice • Contract & Document Review • Audit Assistance • Privacy Monitoring For more information contact Kelley Kaupas-Rheault at 954-214-0327 or via email at Kelley@akasolutionsinc.com Planning a family? Expecting mothers can use Aflac to offset hospital costs and other expenses while on maternity leave! Meet the Aflac representative to find out more “finformation”. Shark Tip!

Where and How to Enroll Login to http://ICUBAbenefits.org. YouTube video on how to access the enrollment portal for the first time!

Thanks for attending and welcome to NSU! For questions contact Shared Services By emailing HR4U@nova.edu Thanks for attending and welcome to NSU! Call 954-262-4748 with any questions.

New Employee Orientation