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Achieving Fair Mortgage Access: Impact of the North Carolina Anti-Predatory Lending Law

Explore the significant improvements in mortgage access for minority and lower-income buyers due to the North Carolina Anti-Predatory Lending Law. Mortgage loans to Hispanics, Asians, and blacks increased at a much higher rate than to whites, while loans to lower-income buyers doubled compared to higher-income buyers. This study highlights the compelling business case for promoting fair lending practices. Relevant

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Achieving Fair Mortgage Access: Impact of the North Carolina Anti-Predatory Lending Law

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