eLOMA: Explained and Explored

1. eLOMA: Explained and Explored NJAFM 2012 Annual Conference – Concurrent Session 3 October 3, 2012 Jana Green, CFM – Dewberry Engineers Inc. Crystal Tramunti, CFM – FEMA Region II

2. Topics of DiscussionTopics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback eLOMA Explained • What is eLOMA? • Benefits of eLOMA • How to register? • Eligible structures eLOMA Explored • Materials needed • Processing eLOMAs • Understanding audits

3. What is an eLOMA?Topics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback • Interactive online determination tool used to quickly process simple Letter of Map Amendment (LOMA) requests • Generates an official, legal determination as to whether a property or structure is located in a Special Flood Hazard Area (SFHA) • eLOMA is FREE!!!

4. eLOMA vs. LOMATopics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback • Completed • Online • Determination • Up to 5 days Snail Mail Determination Up to 60 Days

5. Who Can Use eLOMA?Topics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback • Licensed land surveyors • Professional engineers • Approved certified professionals

6. How to Register?Topics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback • Registration form available at the FEMA Mapping Information Platform (MIP) http://hazards.fema.gov • Registration form can be: • E-mailed to miphelp@riskmapcds.com • Faxed to (800) 684-6860 • Mailed to: RAMPP eLOMA Coordinator Jonathon Foster, CFM 8401 Arlington Boulevard Fairfax, VA 22031-4666

7. Eligible StructuresTopics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback

8. eLOMAs in New JerseyTopics of Discussion ● eLOMA Explained ● eLOMA Explored● Questions/Feedback eLOMAs LOMAs 3710 submitted 2877 completed >34 days to process • 156 submitted • 121 completed • >3 days for audit completion *Data collected on September 18, 2012

9. Who’s Paying Attention???

10. Materials NeededTopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback • Effective Flood Insurance Rate Map (FIRM) • Structure/property should be plotted • Effective Flood Insurance Study (FIS) • Certified Elevation Form from MT-EZ application • Recorded Plat Map or Recorded Deed and Tax Map

11. Exploring the eLOMA PlatformTopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback Mapping Information Platform E X P L O I N T O A R

12. Writing the Legal DescriptionTopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback • Plat Map • Lot 5, Block 5, Section 5, Sleepy Hollow Phase 1, as shown on the Plat Map, recorded under Map Cover No. 100, on Page 100, in the Office of the County Clerk, Flood County, New Jersey • Subdivision (Deed) • Lot 1, Block 2, Sustainable Acres Phase II, as described in the Deed, recorded as Instrument No. 12345, in Book No. 123, Pages 99 through 105, in the Office of the County Register, Flood County, New Jersey (SBL: 10-5-4) • Parcel of land (Deed) • A parcel of land, as described in the Deed, recorded in Book No. 321, Page 45, in the Office of the County Clerk, Flood County, New Jersey (TB: 115; TL: 24)

13. Basis of DeterminationTopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback NaturalGround BFE above LAG Submitted Lowest Adjacent Grade (LAG) or Low Lot Elevation (LLE) must equal or exceed the effective Base Flood Elevation (BFE) for a removal determination BFE below LAG

14. Determining the BFETopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback

15. What is an eLOMA Audit?Topics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback • FEMA review to ensure accuracy of processed eLOMAs • First submission always audited • Random audits also occur • Processed in up to 5 business days • The LOMA Determination Document may be printed after the audit is approved

16. What to Submit for an Audit?Topics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback • All items used to make the determination should be submitted to the eLOMA Coordinator • Documents may be either: • Faxed to (800) 684-6860 • or • E-mailed to jcfoster@dewberry.com

17. What Auditors are ReviewingTopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback • Requests Must Meet the eLOMA Criteria for Eligible Structures • Supporting Data Submission Must Be Complete • FIRM and profile must be annotated • Subject must be in Zones AE, A1-A30, or AH • Legal description must conform to the approved format • Subject elevations must be referenced to the datum used in the FIRM and in the FIS report • Subject cannot be in the floodway • No previous LOMAs/eLOMAs for the subject property

18. Common Processing ErrorsTopics of Discussion ● eLOMA Explained ● eLOMA Explored ● Questions/Feedback • Omission of BFE determination data • Legal property descriptions • Lot, block, and subdivision • Vertical datum • Latitude/longitude • FIRM panel numbers • Flooding source(s)

19. ResourcesIntroductions ● Objectives ● Flood Risk Study ● Future Work ● Resources ● Questions/Feedback • Jana Green, CFM • Dewberry Engineers Inc. • Program Specialist, CFM • 646-216-5202 • jgreen@dewberry.com Presentation and Related Materials: https://sites.google.com/site/njafmeloma/ FEMA Mapping Information Platform: www.hazards.fema.gov FEMA Map Information eXchange (FMIX): (877) 336-2627 FEMA Map Service Center: www.msc.fema.gov (FMIX Live Chat linked to homepage) FEMA: www.fema.gov • Crystal Tramunti, CFM • FEMA Region 2 • Natural Hazards Program Specialist • 212-680-3625 • Crystal.Tramunti@fema.dhs.gov

20. Questions & FeedbackIntroductions ● Objectives ● Flood Risk Study ● Future Work ● Resources ● Questions/Feedback Thanks for Attending! Enjoy Your Lunch!