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iScreen SM overview. Agenda. Market drivers The solution Features Demonstration. Market Drivers. Market drivers Implications and considerations to new lending. Credit originations is highly competitive. Lenders need to be more nimble and target better to acquire new customers
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Agenda • Market drivers • The solution • Features • Demonstration
. Market Drivers
Market driversImplications and considerations to new lending • Credit originations is highly competitive. Lenders need to be more nimble and target better to acquire new customers • Focus on known methods now (mail, point-of-sale, email etc.) • But, refine practices with more frequent, smaller campaigns • It is critical for lenders to have refined segmentation schemes and apply new acquisition strategies that align with current market conditions and consumer constraints • Smaller more frequent campaigns integrating multiple contact strategies. • Tight budgets require programs with an even more attractive ROI
The solutioniScreenSM • iScreen is an online self-service prescreen list fulfillment tool that enables you to order prescreened names from either Experian’s File OneSM database or customer-supplied lists • Available via the Internet throughExperian’s Access platform
iScreenSMBenefits • Ability to directly access, target, secure accurate counts, and generate prospecting and cross-sell lists via the Internet in a self-service mode • Automated direct marketing solution available seven days a week • Fast and convenient • Develop and launch personalized, best practices direct marketing campaigns without the need to invest in additional computing and staff resources Internet-based prescreen fulfillment targeted to credit unions, auto dealers, TEC and other small to medium-size lenders
iScreenSM product specificsOptimize your credit marketing decisions Experian’s iScreenSM enables you to: • Make credit-based decisions with the freshest data in the market • Maximize campaign performance and profitability by targeting more effectively • Utilize Experian’s best-in-class data processing and file linkage technology to ensure “clean” data and reliable information for searches, counts and lists • Perform “what-if” campaign development assessments to help you understand opportunities, maximize marketing spend and accurately target prospects
iScreenSMFeatures Scores • Risk Scores • VantageScore • VantageScore 3.0 • Scorex Plus • Bankruptcy Plus • Fair Isaac Classic V2 • Fair Isaac Auto V2* • TEC Model • TeleRisk Model • In the Market Models • Auto • Bankcard • Home Equity • Mortgage • Personal Finance • Retail • Student Loan • Estimated Interest Rate Calculation/ Auto Loan Maximizer • Trade Balance • Trade Monthly Payment • Trade Months Remaining • Original Credit Amount • Terms • Open Date • Income Insight * Only one FICO score may be selected
iScreenSMFeatures Demos and Attributes • 6 Demos • Truncated SSN • Age Range • Income Range • Length of residence • Homeownership type • Phone number appends • Marketing Trigger attributes! • Over 80 additional inclusion and exclusion attributes • Majority looking at Mortgage, Auto loan and lease, and Public Records
iScreenSMFeatures • Screens are easy to navigate and user-friendly! • The dashboard or entry page of the application allows the user to: • Build a new prescreen list • View / reuse a template of saved criteria • Download or view / reuse a recent order • Upload a customer-supplied list
iScreenSMFeatures • Select from Experian’s Prospect database of names or a Customer Supplied List. • Multiple Suppression Options • Suppress previous orders (up to 18 months old) • Suppress Uploaded lists
iScreenSMFeatures • Robust geography selection • ZIP Code™ radius (Up to 100 miles) • ZIP Code™ input (Up to 500 five-digit ZIP Codes™) • State-based (MSA, County, City or SCF code) • States (no additional filtering)
iScreenSMFeatures • Append phone numbers to output • Only Consumers with Phones • Area Code input (Up to 500 three-digit area codes) • Use as additional geographical filter • Phones Where Available • Designed for campaigns that combine direct mail and telemarketing
iScreenSMFeatures • If using a risk model, enter beginning and ending range of acceptable score • For account attributes, select beginning range from first dropdown and ending range from second dropdown 16
iScreenSMFeatures • Available attributes are segmented into the following categories or industry types:
iScreenSM featuresCounts • Once you have selected the desired criteria, click quick countto immediately display an estimate of the available names • Estimate is from a 20% sample database to provide fast results
iScreenSM featuresFilter Results • After selecting criteria, you have the ability to net down your results • Filters depend on criteria selection, but include ZIP code, Area Code, and Total Population • Ability to save criteria as a Template
iScreenSM featuresList download functionality • Once your order is ready to download (list is ready within 24 hrs or less), navigate to the iScreenSM dashboard. • Check the box next to the order you wish to download and click the downloadbutton. All available via Internet access from your desktop!
. Demonstration