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$ Money $

$ Money $. Checking Account. A place you put money that you spend quickly Not money intended for saving Monthly statement sent to your house by the bank. Checking Account. Savings Account. A place you put money to save The bank holds if for safe keeping

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$ Money $

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  1. $ Money $

  2. Checking Account • A place you put money that you spend quickly • Not money intended for saving • Monthly statement sent to your house by the bank

  3. Checking Account

  4. Savings Account • A place you put money to save • The bank holds if for safe keeping • The bank pays you a low interest rate

  5. Debit Cards • Overdraft fees • Money comes from you account • Can be used in stores and at the ATM • Uses a pin number, 4 digits

  6. Debit Cards • Issued by the bank • Use at the ATM • Use at stores, supermarkets, gas stations, etc. • Beware of Overdraft Fees • Like Cash

  7. Credit Cards • Be careful! • Anything charged must be paid back • Charged interest every month • Interest: A percentage of the balance

  8. Credit Cards

  9. Credit Cards • Other Logos

  10. ATM

  11. ATM

  12. ATM • Automated Teller Machine • Withdraw money from your account • Make Deposits • Check Account Balance

  13. Cash • Easy to have on hand • Not replaceable if lost • Not as secure

  14. Cash

  15. Cash

  16. Checks • A promise to pay money from you account • Bounced check = no money in the account • Cashing a check at a bank is free

  17. Checks

  18. Checks

  19. Loans • A loan is borrowed money • Banks can give you a loan • You pay the money back is small amounts • You are charged an interest for the loan • Calculate

  20. Money Order or Traveler's Check • You can get money orders from the bank • This the cheapest way • A certified check from the bank

  21. Saving Money

  22. Store cards • Register the offered card at the store • Use the offers on the card to save money

  23. Shop around • Go to different stores to find the best deals • Wal-Mart and the Dollar Store tend to be the cheapest • Compare prices

  24. Coupons • Come in the paper • There are lot of coupons in the Sunday paper • Clip coupons to save money

  25. coupons http://www.youtube.com/watch?v=Canp_fZW72s

  26. Generic/ OFF brand http://www.youtube.com/watch?v=Agb3Wfkd4rQ http://movies.netflix.com/WiPlayer?movieid=70256347&trkid=3326878

  27. Generic vs. name brand200 Count ibuprofen $4.99 $14.99

  28. Generic vs. name brandchicken noodle soup $0.79 $1.59

  29. Generic vs. name brandchicken noodle soup $4.47 $6.27

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