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You. are. at. risk. for. the. fastest. growing. growing. crime. crimes. in. the. nation. Identity Theft. Identity theft steals who YOU are and who YOU want to be. A recent national survey of college students found that:
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growing crime crimes
Identity theft steals who YOU are and who YOU want to be.
A recent national survey of college students found that: Almost ½ of all college students receive credit card applications on a daily or weekly basis.
Many of these students THROW OUT card applications without destroying them.
Nearly a 1/3 of students rarely, if ever, reconcile their credit card and checking account balances.
Almost 50% of students have had grades posted by Social Security number.
Do you use your personal computer for online banking transactions?
Do YOU use YOUR personal computer to buy merchandise, purchase tickets, or other services?
Do YOU discard these documents without shredding them?
Do YOU use your Social Security number for identification?
If you answered YES to at least ONE of these questions, . . .
YOU ARE at risk.
Identity Theft occurs when someone else uses YOUR personal identifying information without YOUR knowledge or permission
Motives for Identity Theft • To obtain credit cards • To get wireless Internet • To get cell phone products and services • To obtain loans and mortgages • To get a job • To commit fraudulent and criminal acts, in YOUR NAME . . . GUESS WHO’S RESPONSIBLE???
What information should YOU protect? Social Security number Driver's license number Credit card numbers And even your E-mail address . . .
Your E-mail address can be an invitation to come into your computer and access your personal information.
If YOUR identity is stolen, YOU may spend months or EVEN YEARS repairing the damage thieves have caused to YOUR reputation and YOUR credit record.
In the time it takes to resolve these issues, YOU may lose job opportunities and be refused loans for education, housing, or a car.
Memorize your Social Security number • Memorize your passwords • Don’t carry your Social Security card or birth certificate with you
Don’t use your date of birth as your password • Don’t record your passwords on papers you carry with you
Order a credit report each year • Thoroughly review for accuracy
Shred pre-approved credit applications that come in the mail • Shred other financial documents before throwing them away
Report lost or stolen credit cards immediately • Check your monthly credit card and bank statements for unusual activity.
Use a firewall program on your computer • Do not open emails or download files sent to you by people you do not know
YOU ARE at RISK!