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Ever Bank. Better banking for you Francisco nascimento Per.4. Personal. Banking Interest Checking High yield savings High yield money market High yield CD CDARS CD Credit card Lending Traditional mortgages Jumbo mortgages. Investing Foreign currencies Market safe CD
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Ever Bank Better banking for you Francisco nascimento Per.4
Personal • Banking • Interest Checking • High yield savings • High yield money market • High yield CD • CDARS CD • Credit card • Lending • Traditional mortgages • Jumbo mortgages • Investing • Foreign currencies • Market safe CD • Precious metals • Brokerage
Personal-Banking • Interest checking- Earn more interest , always! • 0.61 annual percentage yield • No minimum balance to earn interest • No debt card fees • Relates always in the top 5% of competitive accounts Yield pledge checking:
Personal-Banking • High yield savings- Grow your savings with high yield! • .0.76 annual percentage yield • No minimum balance to earn interest Yield pledge savings account
Personal-banking • High yield money market- earn more for your money • No minimum balance to earn interest • .0.76 annual percentage yield • Relates always in the top 5% of competitive accounts Yield pledge money market
Personal –banking • High yield CD-increase your savings • .85 annual percentage yield • Minimum deposit $1,500 • Terms from 3 months to 5 years • Maturity notification: 20 days Yield pledge money market
Personal -banking • CDARS CD-Access FDIC insurance coverage on multi-million dollar CD deposits • 0.19 annual percentage yield • Terms for 3 months to 3 years CDARS CDs
Personal -Banking • Credit card- enjoy a low credit card rate with flexible rewards • 10 percent Evercard visa platinum credit card
Personal-lending Traditional mortgages- Dedicated team of mortgage specialists that makes a difference Todays rates
Personal-lending Jumbo mortgages- Borrow up to $3 millionat a great mortgage rate Todays rates
Personal-investing • Foreign currency- Diversify with the world'smajor currencies • World currency accounts • World currency CD= Earn interest at local rates for specific currencies • World currency basket CD= Get a strategic mix of currencies in a single CD designed to offer currency diversification • World currency access deposit account= Transfer money between major currencies in a global deposit account
Personal-investing Market safe CD- Get returns linked to themarkets—without the risks
Personal-investing • Precious metals- Strengthen your portfolio with a Metals Select Account • According to many financial experts, diversifying in precious metals can be a sound and strategic financial decision for your portfolio. With a tendency to perform well during times of economic uncertainty,2 metals may help you to hedge against inflation and maintain purchasing power. For these reasons, many investors choose to include metals in their overall diversification strategies. For others, however, metals may not be appropriate as they do tend to be volatile and can lose value.
Personal-investing • Brokerage - Broaden your investmentoptions—globally & domestically • 22 foreign exchanges • World bonds • Over 200 mutual fund families Trade the way that works best for you
business • Accounts • Checking account • Money market account • Certificate of deposit • CDARS CD • Credit card • Solutions • Cash management • Global transactions • Small business banking
Business-accounts • Checking account- Switch to checking that meets your unique business needs
Business-accounts • money market account-Build up your business funds with a great rate • Initial deposit: $1,500 • Monthly fee: $0 • Withdrawals & transfers/mo: 6 • .71% APY Business Money Market
Business-accounts • Certificate of deposit- Build up your business savingswith a high yield CD • 1.90% APY (5-yr) • Minimum deposit: $1,500 • Maturity notifcation: 20 days • Terms from 3 months to 5 years Business CD
Business-accounts • CDARS CD- Access FDIC insurance coverage on multi-million dollar CD deposits • Access multi-million dollar FDIC insurance coverage1 from many banks—but just work with one. Through the CDARS network, funds will be distributed to eligible banks for FDIC coverage. While CDs will be opened for you at these banks, you’ll just deal solely with EverBank. No need to manage multiple bank relationships or monthly statements. • 0.19% APY
Business-accounts Credit card- Get a card that delivers spending controls & flexible rewards
Business- solutions • Cash management-Access cash managementservices tailored for your business • Wide array of accounts & services that can keep your business running smoothly • Flexible cash flow solutions to handle low to high volumes • Experienced & dedicated specialists that will match your needs with the right solution, for example: • Small Business with bookkeeping concerns • Middle-market company with payroll and fraud concerns • Large business with international concerns
Business-solution Global transactions- Compete globally with affordable international business solutions
Business-solutions • Small business banking- Reduce fees by combining accounts & services • share balance across 3 accounts & save. • Business Checking • Business Money Market • Yield Pledge® Checking