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Smartphone challenge for banks in 2011. iFin 2011 09.02.2011. About IND. Leading European Vendor Online Banking and Mobile Banking 14 years in business, 28 banking customers Key customers: Raiffeisen Bank, Erste Bank, Intesa SanPaolo , Unicredit Bank
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Smartphone challenge for banks in 2011 • iFin 2011 09.02.2011
About IND • Leading European Vendor • Online Banking and Mobile Banking • 14 years in business, 28 banking customers • Key customers: Raiffeisen Bank, Erste Bank, IntesaSanPaolo, Unicredit Bank • Key differentiator is User Experience
About Iceberg Labs • First Russian IT-consulting company of Direct Channels for Banks and Financial Companies • Platinum partner of IND Group • We have two clients: you and your client • We think like a client • Sales, implementation and support • Интеренет-Банк нового поколения. • Под ключ.
Change in the Mobile Landscape • Old-style phones • Phone calls • SMS texting • Smartphones • Phone calls • SMS texting • Web browsing • E-mail • Games • Weather • Music • Banking!
Platforms ✖ ? Android (HTC, Samsung, etc.) Blackberry iOS (iPhone, iPod, iPad) Symbian (Nokia) Windows Phone 7 (HTC, etc.)
Mobile Banking Technologies Android Blackberry iOS Symbian Windows Phone 7 Browser (?!) + Apps (faster, richer, better UX)
Payments One-time money transfer Bill payments Photo-a-bill and NFC payments are coming
Killer apps (why use it?) Balance check Locations Payments
József NYÍRI CTO • Mobile: +36 20 51 99 111 • Jozsef.Nyiri@indgroup.eu • www.indgroup.eu