1 / 24

Microfinance and the environment The experience of the MFI sustainability guidance

Explore the experience of Microfinance Institutions (MFIs) in fostering sustainability with guidance from Triodos Facet. Learn about the development and implementation of social and environmental risk management systems, key components of the e-learning toolkit, and the impact on MFIs and SME banks. Discover the tools and exercises provided to identify and manage E&S risks and how the toolkit is helping MFIs improve their clients' impact. Delve into the future of the toolkit, upcoming modules, and challenges in addressing E&S issues within MFIs. Contact Alberic Pater at Triodos Facet for more details.

ladam
Download Presentation

Microfinance and the environment The experience of the MFI sustainability guidance

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Microfinance and the environment The experience of the MFI sustainability guidance 30th November 2010 Alberic Pater Triodos Facet

  2. Triodos Facet • Consultancy firm promoting sustainable banking and SME development in developing countries & emerging economies • Part of the Triodos Group, innovator of sustainable banking • Headquarters: Zeist, the Netherlands • Representative offices in Africa, Latin America, Easten Europe, Asioa • 30 professional staff consultants

  3. Triodos Facet Sustainability Performance Management EE / RE financing Triple bottom line reporting Social and environmental risk management MFI / SME banks

  4. The objectives of FMO • What can we as investor do to improve the environmental, health & safety impact of microfinance clients?

  5. The objectives of FMO • Help MFIs to develop & implement a social & environmental risk management system • 2006 – 2008: Face to face trainings to more than 50 MFIs • 2009: Develop e-learning toolkit to support MFIs during implementation phase.

  6. The principles of the toolkit • Awareness raising / Training • Integrate E&S management in existing systems • Guiding management & offer practical tool for loan officers • Help clients improve their impact, instead of excluding them • Focus on clients in risky sectors

  7. The structure of the toolkit

  8. Awarenessraising

  9. Simplifying E&S risks

  10. Exercise: recognising E&S risks

  11. Exercise: recognising E&S risks

  12. Why E&S management: case study

  13. Why E&S management: reality check

  14. Integrating E&S in the loan cycle

  15. Assessing E&S risks

  16. Assessing E&S risks

  17. Assessing risks at client level

  18. Planning the pilot project

  19. Develop E&S policy and roll-out

  20. Checklist and planning tool

  21. Reflections on E&S toolkit • Several MFIs have used it, positive feedback on practical approach • icons, photo tools, factsheets, step-by-step approach • Basix India: pilot with “peer group approach” • Particularly for MFIs with small enterprise portfolio rather than “traditional” microfinance. • Useful for awareness raising and addressing “low hanging fruit” at client level

  22. The future of E&S toolkit • Interesting prototype. Maintain the practical and step-wise approach • Additional modules to be developed: • Offer client-interaction courses for loan officers • Sustainable product development module (energy/water efficiency) • Client protection module

  23. Addressing E&S by MFIs • MFIs are interested, but low urgency to address E&S issues • Loads of other priorities • Business case is longer-term • Higher management champion is important • Donors / investors have not really addressed E&S issues beyond the level of exclusion lists

  24. Thank you for your attention Any questions? Alberic Pater www.triodosfacet.nl a.pater@triodosfacet.nl

More Related