Murray School District Employee Benefits Furnished through EMI Health

1. Murray School District Employee Benefits Furnished through EMI Health

2. Employer Paid Benefits Basic Term Life Insurance Employee Coverage $50,000 Spouse Coverage $ 2,000 Dependent Children Coverage $ 2,000 (Birth to age 23)

3. Employer Paid Benefits Long Term Disability Insurance (LTD) Disability income protection Benefit Amount--66.67% of covered earnings to a maximum of $10,000 per month Elimination Period—180 consecutive days of total disability

4. Employer Voluntary Benefits • Group Dental Insurance • Premier PPO—Monthly Rates • Single Coverage $39.40 • Couple Coverage $89.40 • Family Coverage $128.50 • Premier Co-Pay*—Monthly Rates • Single Coverage $23.70 • Couple Coverage $53.60 • Family Coverage $77.20 • Providers can be found at emihealth.com • *Co-Pay Schedule included in benefit booklet

7. Employer Voluntary Benefits Group Term Life Insurance Choose from a minimum of $10,000 to a maximum of $500,000 (in $10,000 increments) for both yourself and/or spouse. Rates based on age. Dependent Child(ren): Age 14 days to 6 months: $1,000 Age 6 months to 20 years: ($2,500, $5,000, $7,500, $10,000) (Refer to plan summary for benefit design and rates)

8. Employer Voluntary Benefits Group Accidental Death & Dismemberment Insurance Choose from a minimum of $25,000 to a maximum of $500,000 in $25,000 increments. (Not to exceed 10 times earnings for amounts over $150,000) Employee must be insured in order for Dependents to be covered. (Refer to Plan Summary for plan design and rates)