Curt Kubiak

1. Curt Kubiak Chief Executive Officer Orthopedic & Sports Institute of the Fox Valley

2. Geographic Breadth Diversity of Thought

3. Direct Contracting Cost-Effective Health Care Solutions

4. What is a Direct Contract? First, bundled rates for all orthopedic surgery Next, price points offered to employers with savings for employees In the end, an agreement between an employer and OSI to supply orthopedic surgery at a predetermined rate for the employer & employee

5. How it works Contract for services allows employer and employees more options in addition to current insurance coverage Saves on co-pays and physical therapy visitsapplied to insurance Provides incentive to the employee to select health care provider that provides benefits to both employer and employee

6. What is the Benefit? Cost savings for employers and their employees Reduced paperwork with bundle from 5 to 1 Predictable savings for employers and their employees Opportunity to save in an increasing cost market for premiums and deductibles