Open Enrollment for 2015

1. Open Enrollment for 2015 October 13 – October 27, 2014

2. Agenda Welcome - Online Enrollment - FBMC information FCSRMC - Life Insurance - Long Term Disability Medical Benefits Florida Blue – Pam Smith Florida Health Care Plans – David Miller Dental Benefits - Delta Dental Vision Benefits - VSP

3. Important Enrollment Websites Daytona State College Employee Benefits daytonastate.edu/employee_benefits Florida Benefits Management Center (FBMC) bmc.myfbmc.com

4. FBMC Online Enrollment The first step of the enrollment process is to create your login at bmc.myfbmc.com NOTE: BenefitSolver is not being used for 2015 enrollment.

5. Flexible Spending Accounts Types of Accounts • Healthcare Spending Account – medical, dental, vision & Rx Maximum contribution - $2,500/year • Child/Dependent Care Account – Day Care Maximum contribution - $5,000/year Two Reimbursement Options • Debit Card • Submit claims to Health Equity for direct deposit NOTE: Paper checks will be available; however, a fee of $2.00/check will automatically be withheld from the reimbursed amount

6. 2015 Life Insurance The College pays for two times your annual base salary up to a maximum benefit of $500,000 For example: If your annual base salary is $40,000, then the value of your Basic Life insurance policy is $80,000. • You may purchase an additional policy up to three times your base salary, not to exceed a maximum benefit of $500,000 • If you purchase an additional policy, may also purchase a spouse life and or a dependent life policy. • During the online enrollment with FBMC, you will have to enter your beneficiary information. You will need your beneficiary’s SSN, Date of Birth and Address to complete this process.

7. Long Term Disability The College provides Long Term Disability coverage and pays 100% of the cost for this benefit. Long Term Disability coverage is pay check insurance.This benefit begins if you become totally and permanently disabled and are no longer able to work, ensuring that your income continues.

8. Introducing Florida Blue • Pam Smith

9. Florida Blue PPO Plans Features & Benefits • Access to over 44,813 providers in Florida; 817,762 nationally • Access to 200+ countries worldwide • Local hospitals in-network Option 1 • Bert Fish Medical Center in-network Option 2 • Emergency & Urgent Care covered worldwide • FloridaBlue.com – find providers, view claims, benefit info, member handbook, order new ID Cards • Nurse Advice Hotline (24/365) – 877-789-2583 • Dedicated Case & Disease Management • Flu Shots available at no cost at participating pharmacies

10. Florida Blue - Access to CareBrevard, Flagler and Volusia Counties Florida Hospital - Flagler WuesthoffHospital - Rockledge** Wuesthoff Medical – Melbourne** Cape Canaveral Hospital Holmes Regional Medical Center Palm Bay Hospital Parrish Medical Center Viera Hospital • Space Coast Area • KEY PROVIDER GROUPS: • Brevard Medical Group • Coastal Cardiovascular and Thoracic • Healthcare Partners of Memorial • Medical Associates of Brevard • Melbourne Internal Medicine Associates • Memorial Physicians • Omni Healthcare • Osler Medical ** • Quality Medical Care • Royal Oaks Medical Center Florida Hospital – Oceanside Halifax Medical Center** Halifax Hospital Port Orange Bert Fish Medical Center (Option 2)** Florida Hospital – DeLand Florida Hospital – Fish Memorial ** Providers in BlueSelectNetwork

11. Florida Blue PPO Plans

12. Florida Blue PPO Plans NOTE: Actual cost share amounts are based on location of service

13. Florida Blue PPO Plans

14. Florida Blue Medical Premiums The Florida College System Risk Management Consortium (FCSRMC) sincerely regrets that an error was made in the development of Daytona State College’s 2015 health plan rates. The two Florida Blue PPO plan rates were inadvertently switched. FCSRMC will honor the 2015 rates that have been quoted and supplied to Daytona State College and their employees. We sincerely regret any inconveniences. Through this error Daytona State College employees will be able to enroll in the higher level of Florida Blue PPO benefits at the lower plan price for 2015. Effective January 1, 2016 the correct rate plus any needed increase will be introduced.

15. Introducing FHCP David Miller

16. FHCP HMO Plans Features & Benefits Access to over 1100 providers All local hospitals in-network Emergency & Urgent Care covered worldwide WFW Extended Hour Centers reduced $10 copay FREE Access to over 50 local Gyms FHCP.com and myFHCP – find providers, view claims, benefit info, member handbook, order new ID Cards Nurse Advice Hotline (24/365) – 800-548-0727 Dedicated Case & Disease Management Flu Shots available at no cost at FHCP facilities

17. FHCP - Access to CareFlagler, Seminole and Volusia Counties Daytona Beach DeLand Edgewater Ormond Beach Orange City Palm Coast Port Orange-Advanced Urgent Care FLAGLER Deland VOLUSIA Orange City SEMINOLE

18. FHCP HMO Plans Contracts with Hospitals All Volusia/Flagler Counties Hospitals Central Florida Regional Hospital Putnam Community Medical Center Mayo Clinic Hospital Moffit Cancer Clinic Arnold Palmer Children’s Hospital Shands Lake Shore Regional Medical Center Shands Live Oak Regional Medical Center Shands Starke Regional Medical Center

19. FHCP HMO Plans

20. FHCP HMO Plans NOTE: Actual cost share amounts are based on location of service

21. FHCP HMO Plans

22. FHCP Medical Premiums

23. 2015 Medical Premiums

24. Health Dialog Nurse Advice Hot Line Florida Blue 877-789-2583 · FHCP 800-548-0727 • Speak to a Health Coach or Registered Nurse • 24 hours a day, 7 days a week, 365 days a year • Confidential

25. Delta Dental Plans

26. Delta Dental Plans

27. Delta Dental Premiums

28. VSP - Vision Plan

29. VSP - Vision Plan

30. VSP - Vision Premiums • The per pay totals were formula generated and may reflect slight round differences

31. Conclusion Everyone must enroll (or waive coverage) online between October 13 – October 27, 2014 Create your enrollment account at bmc.myfbmc.com Have beneficiary information on hand during the enrollment process Questions