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Presentation On Banking. Prepared by …… Aparajita Deb sarkar . Gourab Deb. Gagan Babel. Nitish Sewariya Ritika Basu. INTRODUCTION.
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Presentation On Banking • Prepared by …… • Aparajita Deb sarkar. • Gourab Deb. • Gagan Babel. • NitishSewariya • RitikaBasu.
INTRODUCTION • “A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital market. A bank connects customers with capital deficits to customers with capital surpluses. ”
Types of banks • Reserve bank of India • Private banks • Public banks
HISTORY OF INDIAN BANKING SYSTEM IN INDIA • First Modern Bank:1688, Madras (Agency House) by Britishers Bank of Hindustan-1770, calcutta General bank of india-1786 • Three Presidency banks • -Bank of Calcutta(1806),Bank of Bombay(1840),Bank of Madras(1843) • Imperial bank of India(1921)- • which was nationalised in 1955. • SBI Other banks.
ICICI BANK • Chairman K.V. Kamath • MD & CEO Chanda kochhar
HISTORY • ICICI was formed in 1955 at the initiative of the World Bank, the Government of India and representatives of Indian industry. • Objective was to provide financial assistance to Business projects • Earlier known as “Industrial Credit and Investment Corporation of India”
ICICI bank • India’s second largest bank • With a network of 2,772 branches and 9,363 ATM's in India • Has a presence in 19 countries, including India • Biggest private sector bank • Focus on retail banking as a driver for growth • Introduced the concept of branding in Indian banking industry
Subsidiaries Domestic • ICICI Lombard • ICICI Prudential Life Insurance Company Limited • ICICI Securities Limited • ICICI Prudential Asset Management Company Limited • ICICI Venture • ICICI Home Finance • ICICI direct.com • ICICI fund
Cont.…… International • ICICI Bank UK PLC • ICICI Bank Canada • ICICI Bank Eurasia LLC
Current position in 2012 • Revenue US$14999.52 billion • Operating Income US$ 2.117 billion • Profit US$ 1.597 billion • Total assets US$ 98.99 billion • Total equity US$ 12.62 billion • Employees 81,254
TYPE- PUBLIC • FOUNDED- 1st JULY 1955 • HEADQUARTERS- MUMBAI, MAHARASHTRA • CHAIRMAN- PRATIP CHAUDHURI
Associate Banks • SBI has five associate banks; all use the same logo of a blue circle and all the associates use the "State Bank of" name, followed by the regional headquarters' name: • State Bank of Bikaner & Jaipur • State Bank of Hyderabad • State Bank of Mysore • State Bank of Patiala • State Bank of Travancore
Non-banking Subsidiaries • Apart from its five associate banks, SBI also has the following non-banking subsidiaries: • SBI Capital Markets Ltd • SBI Funds Management Pvt Ltd • SBI Factors & Commercial Services Pvt Ltd • SBI Cards & Payments Services Pvt. Ltd. (SBICPSL) • SBI DFHI Ltd • SBI Life Insurance Co. Ltd. • SBI General Insurance
Other Facts about SBI SBI has about 27,000+ ATMs SBI group(including associate banks) has about 45,000 ATMs. SBI has become the first bank to install an ATM at Drass in the Jammu & Kashmir Kargil region. SBI has 99000 offices in India. SBI has 14,119 branches, including 173 foreign offices in 37 countries across the globe.
Current Trends in banking Industry ATM (Automated Teller Machine) Introduction. Security. Speed. Time. Global Use. Biometric ATMs. Alternate Uses of ATM Cards.
Cont.…. • Frauds and Preventions. • Internet Banking. • Mobile Banking. • Various Technical Advancements. • Use of high speed computers. • Use of various Software . • Investment policies.