Discussion Topics

1. Discussion Topics • What is Identity Theft? • Ways to Commit Identity Theft • How Identity Thieves uses Victim’s Information • Guarding your personal Information • What to do if you become a Victim

2. What is Identity Theft? • Identity Theft is passing your self as another person • How can you take over someone’s identity? • Act like them • Talk like them • Look like them • Idea of imitating someone so perfectly is very difficult

3. What is Identity Theft? • In today’s world no one has to mimic the way you look, talk or walk • Identity is wrapped up in a string of numbers • Driver license number • Birth date • Credit card number • Bank account number • SSN (Considered as a Gold mine)

4. Ways to Commit Identity Theft • Steal the information which uniquely Identifies you • SSN • Driver License Number • Checking Account • Credit Card Number • Personal information Mother maiden name, Pin/Password

5. Ways to Commit Identity Theft • Identity Thieves don’t have break into your house to get your personal information • Over the Internet • Your garbage • Your mail • Over the phone • Or any unprotected information

6. Ways to Commit Identity Theft • On the Internet • Hacking • Virus or Worm • Trojan Horse • SPAM • Spoofing

7. Ways to Commit Identity Theft • Getting Data from Garbage • Dumpster Driving • Stealing Mail • Pre approved Credit offers • Bank statements, checks • Tax information • Telephone Calling cards

8. Ways to Commit Identity Theft • Using a Phone • Calling your house and pretending to be someone from your Bank your Credit card company

9. How Identity Thieves uses Victim’s Information • Once Identity Thief has obtain your Identity, they can do anything that they want. They do the work and Victim gets blamed • Apply for new credit card • Buy a New Car • Open new Bank account • Apply for Loan • Open new cell phone account • Buy anything that they want

10. How Identity Thieves uses Victim’s Information • With a help of technology, Identity Thieves get an invisibility power They can sit behind a computer and apply for credit, once they have got credit then go on a shopping spree. • Smart Identity thieve can work for years with out being caught. Once they have burden you with Bills, they go find another victim.

11. Guarding your personal Information • There is no single way to stop this crime from happening to you but you can take some steps to prevent it • Get a Firewall and Anti-Virus protection • Go to secures sties to do shopping • Look for “https” while providing personal information • Never give out password or credit card while chatting

12. Guarding your personal Information • Do not keep your SSN in your wallet • Take out your SSN from your Driver’s License • Do not have Driver License number or SSN printed on your Checks

13. Guarding your personal Information • Once a year ask for your credit report from these agencies. Credit report only cost about 20 to 30 dollars. Trans Union (800-888-4213) - http://www.transunion.com/ Equifax (800-685-1111) - http://www.equifax.com Experian (888-397-3742) - http://www.experian.com

14. What to do if you become a Victim • Cancel all the Credit cards you own • Bankcard (Cash Station Card) • Gas Card • Video Card • Department store card • Any other cards where you do financial transaction

15. What to do if you become a Victim • Contact Credit report agency • Agency will put your account on credit fraud alert • Most of all the credit card company offers you fraud protection plan, which only covers single account, there are company which covers your entire identity • PromiseMark

16. Identity Theft is a crime • Questions