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Newsura Team

Newsura Team. Scott Terpstra – 916-580-1807 scottterpstra@newsura.com Ida Trimmer – 916-580-1806 idatrimmer@newsura.com. Purpose of Today’s Meeting. Illustrate value to Orthopaedic Specialties of North County Provide plan options that can save money while enhancing benefits for plan members.

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Newsura Team

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  1. Newsura Team • Scott Terpstra – 916-580-1807 scottterpstra@newsura.com • Ida Trimmer – 916-580-1806 idatrimmer@newsura.com

  2. Purpose of Today’s Meeting • Illustrate value to Orthopaedic Specialties of North County • Provide plan options that can save money while enhancing benefits for plan members

  3. Requests • No further reduction in employees’ benefits • No further shift to employees’ cost • Be creative • Show Self Funded option • Provide quality helpful support for Joyce

  4. Why Newsura? • Newsura desires to earn your business by providing: • Exclusive dedication to California medical groups; • An extra level of service you may not currently be experiencing; • Superior benefit expertise; • Tools that will assist you and your employees with their employee benefit plans; • Provide creative and innovative benefit plan enhancements

  5. Extra Level of Service • Account Executive – Ida • 30+ years of group benefit experience • Ida’s Teammate- Leslie Caruthers- 16 years experience • Reference - North County Radiology • Scott Raymond- CEO 760-547-8010 • Sylvia Ramirez – Benefits Coordinator – 760-547-8082

  6. Today’s Meeting • Illustrate Newsura Tools: • Simplify administrative duties • Provide easy access for plan members • Help plan members have better understanding of benefits • Self-Funding • SeeChange Health • Broker-of-Record

  7. TOOLS • Custom Employee Benefits Intranet Site osnc.newsura.com

  8. Self Funding • Plan Design (used current three plans) • Administration (Third Party Administrator – TPA) • Network (Utilization Review & Case Management) - CIGNA • Insurance Fixed Costs (insurance that caps risk) • Self Insured Variable Costs (Claims)

  9. SeeChange Health • Updated bid for 3.1.12 effective date • CIGNA PPO Network • Health Reimbursement Arrangement (HRA) • HRA Administered by Newsura

  10. SeeChange Health • Use $5000 HRA Plan - $40,358/year less for employer • Also provides savings for employees who cover dependents • Use savings to fund additional into HRA • Make HRA subject to completing SeeChange Health Assessment requirements • Provides better benefits for employees • Still provides savings for Orthopaedic Specialists

  11. SeeChange Health • Financial Strength • Funded by $72,000,000 of Venture Capital • California Department of Insurance requires 250% of capital & surplus to risk • SeeChange has agreed to maintain 300% • Currently @ 2000+%

  12. AGENDA • Who is Newsura (2 minutes) • Service Oceanside from Sacramento… HUH??? (2-3 Minutes) • Newsura Value Added Services (4-5 minutes) • Review of Small Group Quotes (5-10 Minutes) • Review of Large Group quotes (2-3 minutes) • Thorough review of possible new competitive opportunity – SeeChange Health (20-25 minutes)

  13. Who Is Newsura?

  14. Who Is Newsura?

  15. Who Is Newsura?

  16. Who Is Newsura?

  17. Who Is Newsura?

  18. Service Oceanside from Sacramento? • Southwest Airlines … 10 scheduled flights per day from Sacramento to San Diego • 75% of Newsura’s clients are over 300 miles away… San Luis Obispo, Santa Barbara, LA, Orange, San Diego, Riverside and San Bernardino • It is our business model – • Team Approach – • Scott Terpstra – Sr. Vice President 33 years group health experience – Oversee all insurance strategy and negotiations • Leslie Caruthers – Account Executive – 16 years experience (she is one of the very best at what she does) – Joyce’s dedicated daily assistant & day to day advocate for employees and their dependents • 99% of all issues are handled via phone or e-mail – Leslie is available all day 5 days per week to work on behalf of Joyce and all employees and their dependent spouses • Perform all open enrollment meetings in person (as many as needed) • Will make as many in person meetings per year as you require

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