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Lonnie L. Spikes Jr., PHR DOL L&I Claims Administrator 360.664.1394 lspikes@dol.wa

HERO!. (OR HOW WE CAN SAVE THE AGENCY THOUSANDS IN L&I PREMIUMS). Lonnie L. Spikes Jr., PHR DOL L&I Claims Administrator 360.664.1394 lspikes@dol.wa.gov. Revised: 03/26/2008. HOW IT BEGAN…. ~ PREVIOUSLY… ~.

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Lonnie L. Spikes Jr., PHR DOL L&I Claims Administrator 360.664.1394 lspikes@dol.wa

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  1. HERO! (OR HOW WE CAN SAVE THE AGENCY THOUSANDS IN L&I PREMIUMS) Lonnie L. Spikes Jr., PHR DOL L&I Claims Administrator 360.664.1394 lspikes@dol.wa.gov Revised: 03/26/2008

  2. HOW IT BEGAN…

  3. ~ PREVIOUSLY… ~ What are the primary elements determining how much DOL will pay for Industrial Insurance Premiums? Do all state agencies and their employees pay the same amount of premiums? What type of injuries results in the most claims for DOL? What can we do? How and when do we measure success?

  4. HOW AND WHEN DO WE MEASURE SUCCESS? • We will have an estimated experience rating for year 2009. • We can compare current rate (2008) against future rates (2009). • We will be able to tell if we saved the agency and its employees money for 2009.

  5. PURPOSE OF EXPERIENCE FACTOR • Remember, Experience rating provides an economic incentive to prevent accidents. . If past accident costs are low…we would expect future costs to be low. Hence charging lower premium rates. Past predicts the future…….

  6. CRUCIAL FACTORS(determining exp. factor) Claim Frequency Claim Severity How Much? How Many?

  7. 2008 EXPERIENCE RATING 1.3666

  8. $604,609 Premiums for 2008 since 05/14/08

  9. 2009 EXPERIENCE RATING 1.4____

  10. ESTIMATED PREMIUM PER QUARTER FOR 2009 $250,000

  11. WHY?

  12. CRUCIAL FACTORS(determining exp. factor) Claim Frequency Claim Severity How Much? How Many?

  13. FY 2004, 2005, Exp. rating for 2006 Calendar year 2008 FY 2005, 2006, Exp. Rating for 2007 Calendar Year 2009 FOR RATING YEAR 2009DROP FY2004, PICK UP FY2007 $597,261 $756,339

  14. WHAT HAPPENED IN FY2007?

  15. FY2007 SOURCE OF INJURIES Other 13% [12] MSDs 47% [48] MVAs 21% [23] Slips, trips 21% [23]

  16. FY2007 COST OF INJURIES (Non-MVA) 67% MVA 33% 45 153 MVAs = Motor Vehicle Accidents

  17. HOW ARE WE DOING FOR 2008?

  18. SOURCES OF INJURY SINCE 05/14/2008 ending 09/30/2008 Other 5% [1] MVAs 24% [5] MSDs 47% [10] Slips, trips 24% [5] MVAs = Motor Vehicle Accidents

  19. COSTS OF CLAIMS SINCE05/14/2008ending 09/30/2008 Non-MVA MVA 66% [$472,886] 17% [$97,564] $1,689,026 MVAs = Motor Vehicle Accidents

  20. TOTAL LOST DAYS 78 TOTAL RESTRICTED DAYS 73 SINCE 05/14/2008

  21. NOW WHAT?

  22. BACK TO BASICS…

  23. PREVENTION OF CLAIMS & MANAGEMENT OF THE INJURED WORKER

  24. How can we integrate office Ergonomics? Institute ergonomics and accidents in NEO Training – low-cost or free (agency may be given credit by L&I) Internal focus area Hazard identification? Workplace tasks Environment Lifting tasks Anything more?? PREVENTION OF CLAIMS

  25. How and when will our efforts be judged?

  26. NOW WHAT? • We monitor accident data by division, location and type of injuries. • Follow-up on data by month, quarter, year • Train employees on hazard identification. • By March 15th, we will have a premium figure for 1st QTR 2009. • We compare 1st QTR 2009 against 1st QTR 2008. • We will be able to tell if we are on the road to recovery.

  27. we can be… HEROES!! All of us are involved in saving the agency and its employees money! For a more in-depth presentation: Lonnie L. Spikes Jr., PHR DOL L&I Claims Administrator 360.664.1394 lspikes@dol.wa.gov

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