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Identity Theft by: Kayla Smith

Identity Theft by: Kayla Smith. What Is Identity Theft. When someone uses your identity for their own gain Typically to access resources or obtain credit. Stealing an identity is, unfortunately, surprisingly easy to do and happens when you least expect it. How to Protect Yourself.

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Identity Theft by: Kayla Smith

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  1. IdentityTheft by: Kayla Smith

  2. What Is Identity Theft • When someone uses your identity for their own gain • Typically to access resources or obtain credit. • Stealing an identity is, unfortunately, surprisingly easy to do and happens when you least expect it.

  3. How to Protect Yourself • Protect your social security number. • Use caution when giving out personal information • Shred or destroy papers that have personal information • Check your bills and bank statements • Check your credit reports

  4. How big is the issue? • According to Javelin strategies, an important research firm that makes often reports on identity theft incidences of the crime increased by 11% from 2009 to 2010, altering the lives of eleven million Americans. • This means that one in every 20 Americans risks being a victim this year. • Over 30 million victims in past five years (Federal Trade Commission, 2003 and Better Business Bureau, 2005) • Top consumer complaint to FTC five years in a row (Federal Trade Commission, National and State Trends in Fraud and Identity Theft, February 1, 2005)

  5. Where Does Identity Happen? • Places of business: employeesand managers asking for your social security number. • Internet- through emails • Schools and Universities: filling out financial aid applications, student id numbers. • ATMS: using a technique called “skimming” They get your information by attaching a data storage device to an ATM machine and get your information when you swipe your card. • Phone Fraud: making unauthorized calls.

  6. Getting Help! • Start with a fresh credit report • Contact the police and report a credit card thief • Place a fraud on your credit reports • Close any accounts that you feel contain fraudulent information • File a complaint with the Federal Trade Commission

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