Synergy Capital Inc

1. Synergy Capital Inc Pittsburgh based privately owned Real Estate investment company

2. What We Do Buy distressed residential properties to renovate and resell to new homeowners.

3. The Synergy Capital Team • Ryan Brown – managing partner • Josh Adamak – managing partner • Scott Hastings - managing partner • George Vetterly – rehab project manager • Michelle Wright – marketing, administrative

4. How We Do It – The process • Finding Properties • Evaluating Deals • Purchasing • Funding • Renovating • Selling

5. Finding Properties • Wholesale leads (We Buy Houses etc) • MLS • Foreclosures • Estate Sales • Distressed sales • Short Sales • Referrals

6. Evaluating Properties • Estimate Renovation Cost (highest best use, additions) • Potential ARV (estimated resell price) • Calculate ancillary costs (holding, financing, closing costs) • Offering Accordingly (adhering to set %’s / margins)

7. Purchasing (after getting a property under contract) • Title Search & receive clear title • Home inspection • Finalize renovation plans • Selecting general contractor • Coordinate Funding • Insuring the property • Time Frame 30-60 days

8. Post-purchase • Start & Manage Renovations • Home inspection after completion • Make final adjustments • Professional staging, photos, & video • Time Frame 6-12 weeks

9. Marketing it for sale • Pricing it to sell • Listing on MLS through Re/Max • Online marketing • Networking with Local Agents • Finding the right buyer • Time Frame 1-4 months

10. Closing the transaction • Buyer’s appraisal, inspection • Working with buyer’s title agent • Coordinate loan payoff • Time Frame 30-60 days

11. Case Studies • 224 2nd (Aspinwall) • 608 Winterberry (Monroeville) • 4617 Plummer (Lawrenceville)

12. 224 2nd St (Aspinwall) • Purchased $92,500 from whole seller • Funded with $180,000 from private lender • Total expenses $205,000 • Sold for $299,900 in first week on the market • Time frame from start to finish: 191 days • Private lender profit: $7,535 (8% APR)

13. 608 Winterberry (Monroeville) • Purchased $20,000 from private seller (hoarder) • Funded with $80,000 from private lender • Total expenses $98,000 • Sold for $139,900 in first week on the market • Time frame from start to finish: 206 days • Private lender profit: $7,535 (8% APR)

14. 4617 Plummer (Lawrenceville) • Purchased $61,000 from estate sale • Funded with $118,000 from private lender • Total expenses $120,000 • Sold for $165,000 in first week on the market • Time frame from start to finish: 216 days • Private lender profit: $5,586 (8% APR)

15. Private lending (see addt’l presentation for further details) • Earn higher than average returns • Secured by Mortgage & Note and recorded at courthouse • Low LTV (50-70%), plenty of equity to lender • Interest Paid from Funding Date to Payoff Date • Rehab escrow held by title agent to protect equity • Listed as loss payee on property insurance • Follow the renovations, see the progress • Funds can be reinvested quickly (30 days or less typically)

16. Upcoming Projects • 503 8th St (Oakmont) • $88,000 Purchase Price • $148,00 Total expenses • $200,000 ARV • $135k-$140k funding amount 6 month estimated return: $5,600 (8% APR) New projects funding needed, between 1-3 properties purchased & also sold each month.

17. Next steps…. • Tour current projects, locations include: Fox Chapel, Aspinwall, Lawrenceville, Shadyside, South Side, Upper St. Clair, Edgeworth, Monroeville, Brighton Heights, Emsworth • Review upcoming loans available • Schedule follow-up meeting • Make arrangements for funding new loan