Achieving Satisfactory Academic Progress Presented By University Advising and Financial Aid

1. Achieving Satisfactory Academic Progress Presented By University Advising and Financial Aid

2. ASAP: Achieving Satisfactory Academic Progress At the end of this session you should be able to: • Understand how SAP affects financial aid eligibility • Learn how to calculate your GPA • Know the difference between SAP and UMASS Boston academic standing • Make informed decisions • Determine if you may appeal your ineligibility for financial aid based on extenuating circumstances

3. Federal Regulations • Federal regulations requires colleges and universities to monitor three standards of Satisfactory Academic Progress (SAP): • Grade Point Average (GPA) • 2.0 or better GPA is required • Pace (completion rate) • Must complete 67% of attempted credits • Time Frame (maximum credits attempted) • 150% of degree credits required for degree; for example,150% of a 120 credit program is 180 credits. • Affects financial aid eligibility • Students who are not meeting SAP standards are not eligible for financial aid funds • There is an appeal process for extenuating circumstances

4. How SAP Affects Financial Aid Eligibility • Students who are not in good SAP standing are not eligible for Federal, State or Institutional Aid. Examples of each type of aid include (but are not limited to): • Federal Aid • Pell Grant • SEOG (Supplemental Educational Opportunity Grant) • Subsidized/Unsubsidized loans • Parent Plus Loans • Federal Work Study • State Aid • Mass Grant • Mass Cash Grant • Need Based Tuition Credit • Institutional Aid • UMass Boston Grants Some lenders for private/alternative education loans require students to be in good SAP standing, check terms and conditions.

5. How is GPA calculated? UMB Grading System Grades and Transcripts Right click to open the hyperlink

6. Where do I find my GPA? Degree Progress Report Transcript

7. How is GPA calculated? Multiply the grade points for each course by the number of credit hours each course is worth. The resulting value is referred to as “Quality Points” Add together earned quality points for all courses completed in a semester Divide the sum by the total number of completed semester credit hours Credit Hours Grade (Equivalent) Quality pts 3 x C- (1.7) = 5.1 3 x B- (2.7) = 8.1 3 x C- (1.7) = 5.1 3 x C- (1.7) = 5.1 TOTAL: 1223.4 23.4 (Quality pts) ÷ 12 (credit hrs) = 1.95  semester GPA

8. UMASS Boston GPA Calculator GPA Calculator http://www.pcesp.umb.edu/gpa/gpa.php Note: This calculator is for estimating purpose only

9. Dean’s List/Honors Good Standing Alert Warning Probation Extended Probation Suspension Dismissal Academic Standing 3.5+ 2.0 Less than 2.0

10. Pace Successfully completed credits ÷ Attempted credits • You must complete, with passing grades, 67% (two-thirds) of the total number of credits you attempt. This includes non-degree coursework, and courses you might have taken at UMB many years ago • Grades of F, W, INC, or NA must be counted as ‘attempts’ • Transfer credits count as both attempted and earned

11. How Pace Works Kim’s first year

12. Time Frame • Students may not attempt more than 150% of the program length in order to receive financial aid • For most undergraduate programs, this limit is 180 credits • Double majors – If all requirements are met for one major, they are ineligible for financial aid • A copy of the Degree Audit is required for all time frame appeals • Please note that there are limits on federal loans and Pell grants that may apply even if you are meeting SAP standards and/or have an appeal approved

13. Loan and Pell Aggregates There is a limit to the amount of federal loans and Pell grants students receive. • Undergraduate Dependent Students • Subsidized – $23,000 • Total subsidized and unsubsidized - $31,000 • Undergraduate Independent Students • Subsidized - $23,000 • Total subsidized and unsubsidized - $57,500 • Pell Grant • 600% (6-years of full-time status) • View your Federal loan and Pell Grant history at www.studentaid.gov , login using your FSA/FAFSA credentials

14. Academic Standing vs. Satisfactory Academic Progress Academic Standing • Institutional Policy • Based only on your GPA • Affects your academic status with the university Satisfactory Academic Progress (SAP) • Federal Policy • Based on GPA, Pace & Time Frame • Affects financial aid eligibility

15. Informed Decisions -Grading/course options • Grading Options • Pass/Fail • Course Withdrawal • University Withdrawal • Incompletes • Resources options -Resources -Resources

16. Pass-Fail Grading Option • Pass = P (not in GPA) • Fail = F (in GPA) Things to consider: • Talk to your instructor • Some majors/minors don’t allow Pass-Fail: CHECK! • Declare Pass-Fail via WISER by deadline • Maximum of eight, one per semester Pass-Fail Grading Option Right click to open the hyperlink

17. ENGL 101: C MATH 115: C PHIL108: C PSYCH100: D Semester GPA: 1.75 ENGL101: C MATH115: C PHIL108: C PSYCH100: P Semester GPA: 2.0 “P” with Pass-Fail With Pass/Fail With Letter Grade

18. Course Withdrawal Option • Withdrawal = “W” on transcript (not in GPA) • Student pays for the course Things to consider: • Talk to your instructor • Talk to your advisor • Impacts financial aid – contact the financial aid office before withdrawing from a course. • Declare “W” via WISER by deadline Course Withdrawal Option Right click to open the hyperlink University Withdrawal Right click to open the hyperlink • Must submit undergraduate withdrawal form by last day of classes.

19. ENGL 101: C MATH115: C PHIL108: F PSYCH100: C Semester GPA: 1.5 ENGL 101: C MATH115: C PHIL108: W PSYCH100: C Semester GPA: 2.0 “F” vs. “W” “F” with Pass/Fail With Withdrawal

20. Course Withdrawals vs. University Withdrawals • Course Withdrawals • Withdrawing from individual courses, while still remaining enrolled • Still have to pay for courses • No financial aid adjustments to current semester • Affects SAP– Pace/Time Frame • University Withdrawal • Full withdrawal from all of your classes • Financial aid is prorated based on last date of attendance • Still charged for courses • Could result in balance owed • Affects SAP – Pace/Time Frame

21. NA Grades NA grades indicate that the student never attended the course. Financial aid is prorated for every NA grade posted For Example: Credits Attempted: 10 Financial Aid Awarded on 10 credits NA grade posted in a 4cr course Financial Aid is adjusted to 6 credits Student is still charged for 10 credits

22. No Passing Grades • Students who do not receive any passing grades for a semester will have their financial aid prorated based on the last date of an academic related activity. • Treated as a semester withdrawal for financial aid purposes • May result in a balance owed

23. Incomplete • Incomplete (“INC”) grades may be granted by the instructor. The INC is granted only if the student has extenuating circumstances that prevents them from completing coursework before the end of the semester. • The student and instructor must fill out an Incomplete Contract before the INC grade can be granted. A copy of this contract must be included with the SAP appeal. • INC grades must be completed within one year. • Instructors may impose a stricter deadline • INC grades not changed to a letter grade within one year will be graded as “IF”. This is considered a failing grade and will be factored as an “F” in the GPA. Incomplete Grade Policy

24. Repeat Policy • Maximum of four repeats allowed • Both the first and the second earned grades appear on transcripts • When student repeats a course, the first grade comes out of the GPA, and the second grade replaces the first • Credit is only earned once • Each repeat counts as an attempt for SAP Example: You failed English 101. This counts as 3 credits attempted, 0 credit completed.You repeat and pass English 101 the next term. SAP calculates this as 6 credits attempted, 3 completed. • Students cannot retake a course out of sequence (cannot repeat SPAN 101 after passing SPAN 102) • Financial aid restrictions may apply for previously passed courses Course Repeat Policy Right click to open the hyperlink

25. SAP Appeal Process • Check your WISER to-do list to determine what you need to submit for your appeal • Attend Achieving Satisfactory Academic Progress Workshop (ASAP) • Write your personal statement that explains why you failed to meet SAP standards, what has changed and/or the steps you are taking to meet SAP standards by the end of the semester. • Submit documentation to support your appeal • If you have an Academic Plan on your to-do list, meet with your assigned academic advisor to complete an Academic Plan • Submit completed appeal to Financial Aid

26. Personal Statement • You must submit a signed typewritten statement describing: • The reasons/circumstances why you are not meeting SAP standards. Be as specific as possible. Explain all F’s, Withdrawals and Incompletes (provide a copy of your incomplete contract). • How your circumstances have changed that will allow you to meet Satisfactory Academic Progress standards. Outline the specific steps you are taking to get back on track. • Attach documentation to support your appeal

27. Personal Statement Examples of Extenuating Circumstances

28. Deadlines SAP Deadlines • Fall SAP Appeals: October 1st • Spring SAP Appeals: April 1st • Summer SAP Appeals July 1st Important University Deadlines – Fall 2019 • Add/Drop: September 10th • Pass/Fail, Withdrawal: November 21st

29. Academic Plan • Only complete the academic plan if noted on your WISER to-do list • Download academic plan from financial aid website: https://finaid.umb.edu/apply/forms. • Schedule a 1 hour appointment with your advisor • See first page of academic plan for advisor/success center information) • Please do not attempt to complete your plan during a walk-in session • The academic plan is a contract, you must adhere to the plan. Please contact your advisor if you need to make any changes. • You will NOT receive financial aid if your appeal is not approved. If approved, you must follow your academic plan to continue receiving financial aid.

30. Where to complete your academic plan

31. SAP Appeal Process Check your Wiser student center for information regarding your Financial Aid SAP Appeal Status For follow up questions, contact: Financial Aid Services Kim Fragopoulos Student Retention Specialist kim.fragopoulos@umb.edu Phone: 617.287.6341 Fax: 617-287-6323 Lena Quadros Senior Associate Director lena.quadros@umb.edu Phone: 617-287-6383 Fax: 617-287-6323

32. Next Steps • Financial Aid Appeals committee will notify you of their decision within 14 business days of receipt of completed appeal • Appeals which are approved will be on a probationary basis and will be reviewed after one semester. • Students who are approved will be awarded based on available funding. • If your appeal is DENIED, you will not be eligible to receive Financial Aid until you meet the requirements of Satisfactory Academic Progress • Have a back up plan for tuition payment in case your appeal is denied. Consider setting up a payment plan with the Bursar’s Office

33. SAP Status Page in WISER

34. SAP Status Page in WISER – Appeal Approved

35. SAP Status Page in WISER – Appeal Denied

36. Resources • Academic Support Services - CC-1-1300 • Reading, Writing, Study Strategy Center, & Skills Workshops • Healey Library, Quinn Administration Building • Subject and Math tutoring • University Advising Center – CC-1-1100 • Career Services - CC- 1- 1300 • Disability Services(Ross Center),CC-UL-240 • Counseling Center- Quinn- 2- 39 • Health Center- Quinn- 2- 40 • College Success Centers, check with your college

37. Questions?