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imSirq ivAwj

imSirq ivAwj. ividAwrQI:- rwjdIp isMG gurpRIq isMG hrpwl kOr gurqyj kOr. klws:- nOvIN ivSw:- gixq AiDAwie:- 6 iqAwr krqw:- snyh lqw (mYQ imstrs) s.s.s. gMFUklW, mwnsw. ivAwj.

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imSirq ivAwj

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  1. imSirq ivAwj ividAwrQI:- rwjdIp isMG gurpRIq isMG hrpwl kOr gurqyj kOr klws:- nOvIN ivSw:- gixq AiDAwie:- 6 iqAwr krqw:- snyh lqw (mYQ imstrs) s.s.s. gMFUklW, mwnsw

  2. ivAwj • mnu`K hr roz dI loV leI Dn kmwauNdw hY Aqy ies kmweI iv`coN auh Awpxw Krcw k`Fx qoN bwAd auh kuJ Dn AOKy smyN leI bcwauNdw hY[pr iPr vI aus nUM v`fy kMm leI v`D Dn dI jrUrq pYNdI hY[ • ijs leI keI vwrI ivAwkqI bYNk jW iksy mnu`K qoN Dn kuJ smyN leI auDwr lY lYNdw hY ijs nUM irx dwqw ikhw jWdw hY[kuJ smyN bwAd ausnUM auDwr ley Dn qoN ielwvw kuJ Dn hor vI v`D Dn vwps dyxw pYNdw hY ijs nUM ivAwj ikhw jWdw hY[

  3. imSrDn • auDwr ley gey Dn nUM mUlDn kihMdy hn[ • mUlDn auqy ivAwj dy joV nUM imSrDn kihMdy hn[

  4. imSirq ivAwj • jdoN kuJ smyN bwAd mUlDn iv`c ivAwj joVn dy kwrn nvW mUlDn pRpq huMdw hY ijhVw ik pUry irx smyN ie`ko ijhw nhI rihMdw,qW ies nvyN mUlDn qy pRpq ivAwj nUM imSirq ivAwj ikhw jWdw hY[

  5. jdoN ik ivAwj slwnw joiVAw jwvy audwhrx:- • 10000 ru: dw 10% dy ihswb nwl 3 swl bwAd imsrDn Aqy imSirq ivAwj pqw kroN jdo ik ivAwj slwnw jiVAw jwvy[

  6. h`l • sUqr • A+P(1+r/100)n • mMn lau • 10000(1+10/100)3 • 10000*11/10*11/10*11/10 • =13310 • imSirq ivAwj = imSirqDn-mUlDn = A-P = 13310-10000 = 3310 ru:

  7. pihlw swl mUlDn = 10000 ru: dr = 10% smW = 1 swl • sDwrn ivAwj=mUlDn * dr*smW/100 = 10000*10*1/100 = 1000 ru:

  8. dUjw swl • mUlDn= 10000+1000=11000 ru: • dr = 10% • smW = 1 swl • sDwrn ivAwj=mUlDn * dr*smW/100 = 11000*10*1/100 = 1100 ru:

  9. qIsrw swl • mUlDn= 11000+1100=12100 ru: • dr = 10% • smW = 1 swl • sDwrn ivAwj=mUlDn * dr*smW/100 = 12100*10*1/100 = 1210 ru:

  10. imSirq ivAwj = pihly swl dw sDwrn ivAwj + dUsryy swl dw sDwrn ivAwj + qIsry swl dw sDwrn ivAwj = 1000 ru: + 1100 ru: + 1210 ru: joV= 3310 ru:

  11. jdoN ik ivAwj iCmwhI joiVAw jwvy audwhrx • 12000 ru: dw 20% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj iCmwhI joiVAw jwvy[

  12. h`l • ie`Qy • mUlDn=12000 ru: • ivAwj dI dr= 20% slwnw • ivAwj dI dr pRqI rupWqrx smW Bwv iCmwhI Anuswr = ½*20% =10% smW 2 swl ie`k swl dy smyN iv`c rupWqrx smyN dI sMiKAw=2*2 =4

  13. hux imSrDn = 12000*(1+10/100)4 ru: = 12000*(1+1/10)4 ru: = 12000*(11/10)4 ru: = 12000*11/10*11/10*11/10*11/10 ru: = 17569.20 ru: imSirq ivAwj = (17559.20-12000) ru: = 5569.20 ru:

  14. AiBAws

  15. 10000 ru: dw 20% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj iCmwhI joiVAw jwvy[ • 13000 ru: dw 18% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro[ • 23000 ru: dw 15% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro[ • 21000 ru: dw 30% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj iCmwhI joiVAw jwvy[

  16. sRoq • pMjwb skUl is`iKAw borf dI 9vIN dI ihswb dI pwT pusqk

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