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Valuable Information for Credit Card Users and Applicants

Practical tips for sound financial management for credit card users and first time applicants.<br><br>Resources: http://www.newhorizon.org/Info/creditbuilders.htm<br>

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Valuable Information for Credit Card Users and Applicants

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  1. Valuable Information For Credit Card Users And Applicants

  2. Fiscal Responsibility When you think of fiscal responsibility, what are the words that come to mind? Many people think of stocks, bonds, or saving, but few people consider credit cards to be responsible. The truth is, that most successful people do use credit cards, however, they are responsible for their usage.

  3. Tips on Practicing Sound Financial Management Credit Rebuilding Credit cards

  4. Charge for Purchases That You Know You Will be Able to Pay Off Credit cards can be a quick and dangerous way to rack up large amounts of debt that you may not be able to pay off. Don't use them to live off of, if you are unable to come up with the funds to do so.

  5. Fight Fraudulent Charges Make sure that you pore over your credit card statement each and every month, to make sure that every single charge on your bill has been authorized by you. Many people fail to do this and it is much harder to fight fraudulent charges after a lot of time has passed.

  6. Pay More Than the Minimum Monthly Payment Make sure you pay more than the minimum amount each month but if you can't afford anything but the minimum make sure you pay it on time. Not making the minimum payment on time can cost you a great deal of money over time. It can also cause harm to your credit rating. To protect both your expenses and your credit rating be sure to make minimum payments on time each month.

  7. Shop Around for the Most Advantageous Rates Seeking low-interest offers for new cards or negotiating lower rates with your existing card providers, you have the ability to realize substantial savings, each and every year.

  8. Take Advantage of Freebies Many companies have some sort of cash back or points system that is attached to the card you own. When you use these things, you can receive cash or merchandise, just for using your card. If your card does not offer an incentive like this, call your credit card company and ask if it can be added.

  9. RESOURCES Looking for unsecured credit cards to rebuild bad credit? Check our list of credit cards here http://www.newhorizon.org/Info/creditbuilders.htm

  10. Join Our Community! New Horizon Business Services, Inc. NewHorizon.Org NewHorizon.Org

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