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You, Money And University Kelly Parkins education-liaison@bradford.ac.uk. YOU CAN AFFORD TO GO TO UNIVERSITY . Tuition Fee LOANS. £9,000 Full Time Degree £7,500 Foundation Degree £6,000 Foundation Year £9,000 Clinical Sciences (Foundation Year) YOU CAN APPLY FOR A LOAN FOR YOUR FEES
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You, Money And University Kelly Parkins education-liaison@bradford.ac.uk
Tuition Fee LOANS • £9,000 Full Time Degree • £7,500 Foundation Degree • £6,000 Foundation Year • £9,000 Clinical Sciences (Foundation Year) • YOU CAN APPLY FOR A LOAN FOR YOUR FEES • * THESE DO NOT HAVE TO BE PAID UP FRONT *
Maintenance LOANS • To Help With Your Living And Learning Costs • Paid Directly To You In Three Instalments • Amount Will Depend On Your Family’s Income • * THIS LOAN IS REPAYABLE *
Maintenance GRANT • Up To £3,354 For Family Incomes Up To £25,000 • Partial Grant For Incomes £25,000 - £42,611 • Paid Directly To You In Three Instalments • * MEANS TESTED AND NON-REPAYABLE *
Living Away From Home 2013/14* * Living Away From Home But Not Living in London
The Total Amount You Are Entitled To Receive Will Vary Between: £3,575 - £7,177* (Meaning........You Will Get Somewhere Between £1,192 And £2,392 In September, January And April) *You Need To Apply Each Year For Student Finance
How Do I Apply For Student Finance? • Create A Student Finance Account At: www.studentfinance.direct.gov.uk • Have Your UCAS Login Details Ready • You Will Need Household Income From Your Parents • Send Proof Of Identity To Student Finance • Give Permission For Your Information To Be Shared With The University
You Parents
When Your Student Finance Arrives • Your Student Loan May Be More Money Than You Have Ever Had In Your Account Before And The Temptation May Be To Spend, Spend, Spend • HOWEVER.............
What Do You Spend Your Money On? Example: £3.00 Meal Deal week days £750 per year 70p Chocolate Bar Daily £255 per year £1.15 Bottle of Coke Daily £419.50 per year £25 Monthly Mobile Contract £300 per year £10 ITunes Monthly £120 per year £50 Clothes Monthly £600 per year £10 Weekly Travel £520 per year 20 Cigarettes a day £2,588 per year! £20 Misc Expenses Monthly £1,040 per year HOW MUCH IS THIS A YEAR: ????
Useful Websites www.ucas.com - University application form & bursary information www.bursarymap.direct.gov.uk - Information about bursaries www.direct.gov.uk/studentfinance - Information about finance, application form student & finance calculator www.aimhigher.ac.uk - Information about going to university, finance etc www.studentsurvivor.org.uk - Test your budgeting skills and keep a student alive for a week! www.moneysavingexpert.com/shopping/demotivator/ - Look at what you spend your money on