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Health Insurance Smart Card System

Showcase the advantages and value proposition of adapting Smart Card technology in Health Insurance domain.

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Health Insurance Smart Card System

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  1. Health Insurance Smart Card System

  2. Capacity Security - High card capacity (from 2 : 64KB) - Save personal, Insurance number, family, employer data, and personal photo on the card chip - Secure microprocessor cards with strong encryption keys - Detect card data-alteration cases - Detect card cloning cases - Each card has its own unique encryption keys Smart Card Adv’s • - Renew Insured Card or change card data in seconds • Minimum administration efforts • Card reading in ‘Offline’ mode at hospitals/Clinics - Card long durability - Boost insured medical service quality - Multiple apps on the same Student card (Identity – Medical - Loyalty) as needed Operation User Experience

  3. Health Insurance Smart Card

  4. HIC Specifications Specifications Smart Card Data Purpose Requirements Operation Insurer Bio - Photo Medical DataEmployer Data Build Central Health Insurance DB Used at Participating Medical Entities Digital Transformation % coverage / Medical FacilityPreapprovals Leverage Medical Services Adapt Smart Card Technology Insurer to Present his/her Medical Card Unique Medical Insurance Number Verify HIC saved data and photo Healthcare Identity Card Register Insurer Medical Info PremiumInsurance Payment Linked to National Identity No. Used via Portable HH Device or SC Reader Reduce Printing & Consumables costs Verify Premium Payment & Installments (if any) Add Newborn

  5. Health Insurance Smart Card Advantages • An effective method to proof insured person’s Identity • Ease of usage for being portable and contactless • Ensure Medical Services are provided for Insured who fulfills their premium payments • Substantial method to protect insured person insurance data against any cloning or data alteration attempts • Swift operation via hosted on-chip preapprovals • Ease of updating the insured’s family data on the Smart Card via the authorized doctors only • Card data can easily be read via any NFC Handheld device or Smart Card reader

  6. Health Insurance Card Key Components Registration Personalization Data Validation Health Insurance Card

  7. Reading HIC On-the-Go • Card protection for Health Insurance data via 4-Digit PIN • NFC handheld device can be used to Read/Write on the Insured Smart Card, only authorized doctors can perform the ‘Writing’ operation for New-Born • Hospital/Clinic doctor(s) can read the Insured Smart Card data including Insured Health Insurance Number for processing • Verify preapprovals for swift processing at the medical facility • Easy, sufficient and secure method of following up on the Insured’s health condition as required in any place • Verify Insurance Card Blocking Status online

  8. New Health Insurance Card Justified ROI Top notch security aspects toward digitized systems Decentralized system to save massive Internet bandwidth Usage of the Health Insurance cards for many years Save card printing consumables costs due to updating the card chip only Ensure providing qualified medical insurance services for only eligible insured persons

  9. Thank you..

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