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* Average solvency indicators in Dec 2011 partially estimates based on advance information

Solvency capital as a share of technical reserves ( solvency ratio ) in 2001-2011 Pension insurance companies. * Average solvency indicators in Dec 2011 partially estimates based on advance information Coefficient=solvency capital in proportion to solvency limit.

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* Average solvency indicators in Dec 2011 partially estimates based on advance information

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  1. Solvency capital as a share of technicalreserves (solvencyratio) in 2001-2011Pension insurancecompanies * Averagesolvencyindicators in Dec 2011 partiallyestimatesbased on advanceinformation Coefficient=solvency capital in proportion to solvencylimit In 2008 the adjustment of liabilitieswasreduced, and part of the PAYG bufferwasshifted to the solvency capital of the fundedpart. The amendmentswerebased on a temporarylawpassed in order to reduce the effects of the disorder in the international financialmarket. The temporarylaw is validuntil the end of 2012. Source: The Financial Supervisory Authority (FIN-FSA),

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