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ITU Workshop on “ICT Innovations in emerging economies”. Impact of the new financial infrastructure to development of economy. Moscow, Russia, 10 September 2012. Companies provide services to all segments of the population. average income. network nature of the services.
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ITU Workshop on “ICT Innovations in emerging economies” Impact of the new financial infrastructure to development of economy Moscow, Russia, 10 September 2012
Companies provide services to all segments of the population average income network nature of the services high cost services middle cost services low cost services
The average amount of the payment A new economy needs a less costly financial infrastructure to collect micropayments
Organizational scheme of payment Service Providers Repayment of loans Tickets Internet providers Utilities Telephone operators TV Retail Mobile shops Terminal holders Banks Post Pharmacies Gas stations Affiliate Network
The main components of efficiency • Automation of all processes from receiving paymentsto financial clearing between partners; • Low cost of first connection for a new partner to CyberPlat; • Lower support costs of participation in the reception of payments using CyberPlat; • Providing for partners turnkey solutions and software components; • A large number of supported hardware: payment terminals, cash, POS, ATMs; • The high speed and reliability transaction`s processing; • Using electronic documents with partners.
Supported Hardwareand Technologies PC open API Internet bank`s systems POS terminal 3G, GPRS, dial-up terminals mobile cash register
Reliability and safety • Information Security: SSL Internet RSA RSA • Reliability of the technical platform: • Financial liability of IT-staff: Internet main channel reserved channel main DATA Center reserved DATA Center
Payment Book Telephone operators Payments Repayment of loans Registration TV Internet providers Payment Book Subscriber Tickets • Save payment pattern; • Auto payments; • Payments from linked credit card or mobile; • Save the change on balance Payment Book. Utilities Service Providers Service is efficient even for payments less than $1
Turnkey solutions CyberPlat • Transfer the change on phone • SaaS micro payment • Parking pay • Insurance policy as a check
Social Mission Payment`s distribution in Russia • Bridging the Digital Divide • More then 50% payments in the system of CyberPlat do not exceed $3
Contact information Sergey Tarasov,Senior Project Manager, CYBERPLAT OJSC Address:Floor 12, Entrance 7, World Trade Center, Moscow, 123610, Russia Telephone: +7 (495) 967-02-20 Fax: +7 (495) 967-02-08 Internet: http://www.cyberplat.com E-mail: s.tarasov@cyberplat.com