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Fringe Benefits Orientation

Fringe Benefits Orientation. Arizona State Retirement System (ASRS). Provides defined benefit retirement, LTD, retiree health insurance, and survivor benefits to members Employee and Amphi both contribute Retirement contribution is 10.90% of pay (before tax)

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Fringe Benefits Orientation

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  1. Fringe Benefits Orientation

  2. Arizona State Retirement System (ASRS) • Provides defined benefit retirement, LTD, retiree health insurance, and survivor benefits to members • Employee and Amphi both contribute • Retirement contribution is 10.90% of pay (before tax) • LTD contribution is 0.24% (after tax) • Enrollment is mandatory • Two-step enrollment process • Website: www.azasrs.gov • Local phone (520) 239-3100

  3. 403(b) or 457 Tax Sheltered Annuity • Tax free retirement saving • Contact an approved retirement investment company • Automatic payroll deductions • IRS rules and regulations govern these investments • Visit the retirement savings section of Benefits website at: www.amphi.com

  4. ASBAIT Medical Insurance • Arizona School Board Association Insurance Trust • BlueCross/BlueShield of Arizona provides the network of doctors, hospitals, and labs • Meritain is the administrator • Certificate of Creditable Coverage (COCC) for your current insurance provider is required to waive pre-existing condition clause on all covered persons over the age of 19

  5. Medical Plans: 3 choices

  6. Medical Insurance Rates

  7. Preventative Care Benefits • Preventive Care • In-Network • Physical exams 100% • Well-Child Care 100% • Mammogram 100%* • Pap smears 100% • Prostate blood test 100% • Screening lab work 100% • As required by PPACA, preventive benefits covered at 100%, with no cost to you. • For complete listing, visit http://www.healthcare.gov/center/regulations/prevention/taskforce.html • Additional Wellness Benefit • First $300 covered at 100%, • 10% of eligible thereafter • In-network

  8. Tools • Enroll with www.myMERITAIN.com • Type both First and Middle name in First Name field when enrolling • Access your electronic Explanation of Benefits • Find the status of a claim • Order new ID cards • One-stop-shop access to your account • Enroll with https://www.mycatamaranrx.comto find out your prescription drug costs

  9. Tools • Visit www.azblue.com for in-network provider directory • Search the Provider Directory • Select “PPO/EPO” network for medical • Select “Dental Choice/Blue Preferred Dental” for dental • Tabs for Providers, Facilities and Urgent Care • If you enroll in ASBAIT Medical, make sure to pick up a Guide to your Medical Benefits on your way out today

  10. Dental Insurance Options • Two Dental Options • Employers Dental Services • ASBAIT PPO

  11. Dental Insurance Rates The following Individual costs reflect a monthly District dental contribution of $8.65

  12. Dental Insurance Options • Employers Dental Services (EDS) • In-network coverage only • Low-cost exams, cleanings and x-rays • Discounts for other major services • No coverage limits • No prior coverage requirement • Domestic partner coverage is available • Dependents may be covered to age 26 • Pick up directory of providers on your way out

  13. Dental Insurance Options • ASBAIT PPO • Freedom to choose any licensed dentist • Free yearly exam, x-rays and biannual cleanings • Plans pays max $1,500 per calendar year • Low deductible - $50 per person • Co-insurance of 80% or 50% • Reduced costs if your provider is in BCBS of AZ • Dependents covered to age 22 (up to age 24 if full time student) • COCC required to waive pre-existing clause

  14. Vision Insurance • EyeMed Vision • $10 co-pay for annual eye exam • Allowance toward glasses or contacts • Lower costs if you use a network provider • Partial reimbursement available for non-network providers • Domestic partner coverage available • Dependents may be covered to age 26 • Rates on page 24 in Handbook

  15. Pet Insurance • United Pet Care • Low premiums • Coverage for office visits, extensive discounts • 2 plans to choose from: Choice or Select • Must select a network provider • Rates in booklet or online

  16. You will receive $25,000 term life insurance at no charge Includes accidental death & dismemberment coverage Amount is reduced beginning at age 70 Accelerated payment for terminal illness You must provide beneficiary information – SSN, and current address and phone number Additional Term Life Insurance available Set rate ($6.95 per month) for additional $25,000 Rates vary by age for $50,000, $100,000, or $200,000 See rates in Handbook, page 25 Standard LifeInsurance/AD&D

  17. Hartford Short Term Disability • No charge – provided by the District • Pays 60% of your salary after a 45 day waiting period • Maximum benefit period is 20 weeks

  18. Medical and Dependent Care Flex Spending Accounts • Plans administered by BASIC • Lower your taxable income • Reimburse yourself for dependent care or medical, dental, and vision expenses • Up to $5,000 allowed for dependent care • Up to $2,500 allowed for medical flex • Use it or Lose it • Save all receipts

  19. Other Voluntary Products • American Fidelity offers: • Cancer (basic and enhanced plans) • Accident (w/ or w/o spouse and dependants) • Long Term Care (w/ spousal rider) Insurance • Texas Life offers: • Permanent Life Insurance (for you, your spouse, and/or your dependents) • Details in the enrollment portal • For more information contact Ginger Huff at 1-800-365-3860 or 1-623-385-2397

  20. Employee Discounts • Verizon Wireless • Tucson Values Teachers • Prestige Fitness • JCC • Desert Sports & Fitness • Lady of America • Alive Fitness & Training Center

  21. Payroll Deductions • Plan year is July 1 – June 30th • Benefits begin 1st of the month after hire date • Benefits end last day of the month that you terminate if midyear, or June 30th if year end • Deductions occur August 24th - May 17th • First deduction might be pro-rated

  22. Making Changes Mid-Year • Your benefit elections will stay in place for the entire plan year. • Qualifying Event Changes allowed: • Marriage, Divorce, Birth, Adoption, Dependent Death, Spouse’s Open Enrollment, Spouse’s change in employment status, etc. • You must notify us (with documentation) within 30 days of event • The change must align with the event

  23. When to Enroll • You must complete your benefits enrollment within 30 days of hire • Enrollment letter gives login and PIN • Access the online portal anywhere • Computer available in Benefits Office • Certification of Dependent Eligibility form required - if enrolling dependents

  24. Access to Plan Documents • View online at www.amphi.com Benefits section • Benefit Plan Descriptions • ASBAIT summary plan description (SPD) • HIPAA (Health Insurance Portability and Accountability Act) Notice • Printed copies available in the Benefits Office

  25. Benefits Department is Available • Monday – Friday 8am – 5pm: • Debbie Peck, 696-5240 dpeck@amphi.com • Joyce Martin, 696-5184 jmartin@amphi.com • Jeannette Rivera, 696-5241 jrivera@amphi.com

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