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Budget Expenses

Budget Expenses. H233 Consumer Management. Recommended Monthly Spending. Savings. PYF At least 10% of your net pay each month. Savings Account Build an emergency fund with enough money to last at least 6 months if you lose your job. Retirement Account. Housing. Mortgage or Rent Payment

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Budget Expenses

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  1. Budget Expenses H233 Consumer Management

  2. Recommended Monthly Spending

  3. Savings • PYF • At least 10% of your net pay each month. • Savings Account • Build an emergency fund with enough money to last at least 6 months if you lose your job. • Retirement Account

  4. Housing • Mortgage or Rent Payment • Homeowners or Renters Insurance • Property Taxes • Utilities

  5. Transportation • Car Payment • Gasoline • Car Maintenance • Oil changes (every 3 months or 3,000 miles) • Repairs • Auto Insurance • Public Transportation

  6. Debt • Credit Card Payments • Loan Payments

  7. Other • Everything Else • Food • Groceries, restaurants • Clothing • Clothes, shoes, accessories • Personal Items • Shampoo, soap, cosmetics, medications • Gifts • Entertainment • Movies, video games, tickets to shows

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