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Personal Saving Rate Delayed Consumption

Personal Saving Rate Delayed Consumption. Date last updated: July 7, 2014. DataPost. Federal Reserve Bank of San Francisco Economic Education Group. Saving Rate – Did You Know?. Sources: Bureau of Economic Analysis & FRBSF calculations.

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Personal Saving Rate Delayed Consumption

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  1. Personal Saving RateDelayed Consumption Date last updated: July 7, 2014 DataPost Federal Reserve Bank of San Francisco Economic Education Group

  2. Saving Rate – Did You Know? Sources: Bureau of Economic Analysis & FRBSF calculations By 2000 personal saving (as a percent of disposable income) had dropped to 38% of its 1980 rate. DataPost http://www.frbsf.org/education/teachers/datapost/index.html FRBSF Economic Education Group

  3. Personal Saving Rate (%) Seasonally adjusted values, Jan. 2000 – May. 2014 DataPost Source: Bureau of Economic Analysis http://www.frbsf.org/education/teachers/datapost/index.html FRBSF Economic Education Group

  4. Annotated Chart NotesPersonal Saving Rate (%)Seasonally adjusted values, Jan. 2000 – May. 2014 During the latest recession, the average saving rate was 5.4% compared to an average 4.4% during the 2001 recession Households often save more during a recession. DataPost Source: Bureau of Economic Analysis http://www.frbsf.org/education/teachers/datapost/index.html FRBSF Economic Education Group

  5. What Do You Think? • What was your personal saving rate last month? • Within a given month, add up all earnings, taxes paid, and expenses to calculate your personal saving rate: • Compare your personal saving rate with the U.S. average in 2012. (Disposable Income – Spending) X 100 Disposable Income DataPost http://www.frbsf.org/education/teachers/datapost/index.html FRBSF Economic Education Group

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