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Consumer

Consumer. Consumers Fill out. Submit. Area Preferences by Bank. Loan Application Submitted Through Auto Sites. Experian / TU / Equifax. Approved. Declined. Pre-Approval or Approval. Loan Application Loan Status Loan Processing View / Edit guidelines View / Edit Rates

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Consumer

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  1. Consumer

  2. Consumers Fill out Submit

  3. Area Preferences by Bank Loan Application Submitted Through Auto Sites Experian / TU / Equifax Approved Declined Pre-Approval or Approval • Loan Application • Loan Status • Loan Processing • View / Edit guidelines • View / Edit Rates • Servicing pipeline • Processor management • Dealer management • KBB Connectivity • Credit Connectivity See Next Page… Contact Consumer Interfacing with the Bank System

  4. Declined From First Refence Bank Secondary Bank 1) Rule/Guidelines 2) Rates • Loan Application • Loan Status • Loan Processing • View / Edit guidelines • View / Edit Rates • Servicing pipeline • Processor management • Dealer management • KBB Connectivity • Credit Connectivity Approved Declined Pre-Approval or Approval Another Secondary Bank Approved Contact Declined Pre-Approval or Approval Contact

  5. Bank Approved Declined • Notification by E-mail • Rates • Maximum Loan Amount • Bank Contact Person name • Additional Disclosures Notification by E-mail > Regular mail Disclosures Consumer Consumer

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