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Workers’ Compensation. Required by law – Belmont must cover all employees who sustain a work related injury . (Includes student workers while they are on the job) A work related injury is defined as an illness/injury that has incurred out of the scope and nature a person’s of employment
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Workers’ Compensation • Required by law – Belmont must cover all employees who sustain a work related injury. (Includes student workers while they are on the job) • A work related injury is defined as an illness/injury that has incurred out of the scope and nature a person’s of employment • It does not mean playing basketball on lunch break and twisting an ankle
Workers’ Compensation • All medical bills are paid in full (no deductable, no co-pays)
Workers’ Compensation • Partial compensation benefits are awarded • After 7 calendar days of being out, the injured gets 66.67% of compensation • If out for 15 calendar days, compensation benefits of 66.67% begin on first date out.
Workers’ Compensation & FMLA • FMLA would run concurrently with Workers Compensation and protect the person’s job for 12 weeks.
Workers’ Compensation • Steps for reporting injury. • Fill out the Employee Injury Report. • Choose a clinic, chiropractor, or physician from the Panel of Physicians • Turn in the form to the Office of Human Resources call 460-5650 or 460-6456, or email mandy.hodge@belmont.edu, and/or donna.gwaltney@belmont.edu. Some of the physicians require prior authorization from HR before they will see a patient. • Your supervisor will need to complete the Supervisor's Accident Report and a Witness Report as applicable. • In emergency, call Campus Security at x6911 to get an ambulance for the injured employee. The supervisor should fill out the Employee Injury Report and notify Human Resources.
Timely Reporting is Key • HR is required to report all work-related injuries within 24-48 hours of the injury. • If 7 days go by before you report the injury it will be highly scrutinized by the insurance company. • If you wait 30 days to report the claim it can be denied.
Injured person is not an employee • We do have some general liability insurance which may protect visitors to campus • These claims need to be reported immediately to Laura Prentice 460-6023, 3rd Floor, Freeman Hall • Laura Prentice – x6023 Liability Insurance Forms • Mandy Hodge – x5650 Worker’s Compensation
Questions/Comments • About Workers’ Comp or other HR Topics?