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Watch the informative slide to know about the four popular health care plans in Ohio.
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www.onesourcebenefits.com Toll Free Number:1-877-549-1212
The Top 4HealthCarePlansinOhio www.onesourcebenefits.com Toll Free Number:1-877-549-1212
1. PPO: PreferredProviderOrganization • PPOisaverywellknownandusedveryoften. Usingthedoctorsthatareinsidethenetworkoftheinsurancecompanies, PPOisaplusforthosewhosedoctorisalreadyinthePPO. • BeforeyouapplyforPPOchecktoseeifyourfamilydoctorisinthePPOnetwork . Ifheisnotyoumayneedtofindanewdoctorifyouwanttogowiththisplan. www.onesourcebenefits.com Toll Free Number:1-877-549-1212
2. HMO: HealthMaintenanceOrganization • TheHMOplanfunctionswithinanetworkofprovidersthatworkonlywithHMO. • HavinganHMOplanallowsyoutochooseaprimarycarephysician. Thisisgreattohaveforcheck-upsandimmunizations. • Note: MostoftheOhiocarrierssuchasBlueCrossBlueShield, MedicalMutualofOhio, UnitedHealthCare, andHumananolongerofferHMOtypeplans. www.onesourcebenefits.com Toll Free Number:1-877-549-1212
www.onesourcebenefits.com Toll Free Number:1-877-549-1212
3. HSAEligiblePlans • HSAstandsfor “HealthSavingsAccount” andthebestwaytodescribeanHSAplanisthat “itislikeaPPOplanbutwithahigherdeductible and no office or drug co-pays. • Thisplanallowsyoutosavemoneythatwillbeusedexclusivelyformedicalneeds. • AgreataspectofanHSAplanisthatthemoneythatissavedintheHSArollsovertothenextyearifitisnotused, anditistax free. • Thisisawell-likedplanforyounghealthyindividualswholiketheconvenienceoflowerpremiumsevenifitmeanshigherdeductibles. www.onesourcebenefits.com Toll Free Number:1-877-549-1212
4. Indemnity • Ifyouwouldliketohavefullreignoveryourhealthcare, anIndemnityplanistheplanforyou. WithanIndemnityPlanyoucanchoosethedoctororhospitalofyourchoice. • Note: BecauseofthefreedomthatIndemnityplansallowtheyusuallyrunonthemoreexpensiveside, andyoumaysometimeshavetopayforsomevisitsupfrontandgetreimbursed later fromtheinsurancecompany. www.onesourcebenefits.com Toll Free Number:1-877-549-1212
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