Corporate Employee Benefits: Medical Insurance Programme

1. Corporate Employee Benefits:Medical Insurance Programme GlobalHealth Provided by Chartis Insurance Administered by Expat Insurance Pte Ltd

2. Coverage Highlights • High Annual Limits of USD 2M • Global Coverage, excluding North America • Emergency Treatment for up to 30 days in N. America • Fully Covered Outpatient Benefits • Freedom of Choice for Care • Direct Cashless Billing for Claims

5. Claims Process Inpatient, Hospitalisation & Surgery Call the 24-Hour Assistance Hotline: +603 2772 5689 or Office Hours: +65 6557 0896 Provide the following details: Policy Number, Name of Patient, Date of Birth Name of Hospital, Date of Admission, Attending Doctor/Surgeon

6. Claims Process Inpatient, Hospitalisation & Surgery Logon to: expatinsurance.com.sg/nadathur Download & Complete Medical Claim Form Upon approval, GlobalHealthwill arrange for direct settlement with the Hospital/Provider.

7. Claims Process Outpatient Claims Two Options: Visit a Cashless Outpatient Provider Visit a Doctor of Your Choice

8. Claims Process Cashless Outpatient Claims Visit a clinic on the Cashless Directory Present your medical card at time of visit The clinic will bill GlobalHealthdirectly

9. Claims Process Outpatient Reimbursement Claims Logon to: expatinsurance.com.sg/nadathur Download & Complete Medical Claim Form Post Claim Form & Original Invoice/Receipts to: GlobalHealth Asia 133 New Bridge Road, #17-03 Chinatown Point Singapore 059413

10. Claims Process Outpatient Reimbursement Claims GlobalHealthwill issue a cheque for reimbursement which will be posted to you. *Note: All claims must be submitted within 90 days of treatment. Timeline: Upon receipt of claim form and receipts by post, GlobalHealthwill process within two-three weeks time.

11. Information Portal Your Personal Portal can be found at: www.expatinsurance.com.sg/nadathur -Employee Benefit Handbooks -Summary of Benefits, Policy Wording & Definitions -Claim Forms -Guide to Medical Insurance -Emergency Contact Numbers

12. Questions? +65 6401 9201 info@expatinsurance.com.sg www.expatinsurance.com.sg/nadathur 20 Upper Circular Road The Riverwalk, #B1-52 Singapore 058416