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The Different Types of Travel Insurance To Consider
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The Different Types of Travel Insurance To Consider Planning a trip, everyone hopes to spend days away from everyday problems and to change the usual environment. Usually, everything is planned in advance, and you can only wait for the appointed day. Sometimes, however, external circumstances brake your plans, and when the tickets have already been paid, you have to cancel the trip. In order not to lose your time and money, we offer you to take care of travel insurance beforehand.
When you are going to have your vacation or planning journey first of all you are thinking about your route, recreational facilities, hotels, transport, tickets, excursions. Main goal of this pleasant chores is to make your stay unforgettable, and the journey - bright and full of new experiences. Travel Insurance - is a comprehensive insurance for traveling abroad. Medical tourist insurance - is a guarantee of protection your health when traveling in case of unforeseen situations. Very often insurance is included in tour price. In case of any doubts you are free to buy policy on your own.
Types of Travel Insurance The most common types of travel insurance are insurance of baggage and cancellation or interruption insurance of trip. By having your luggage insured, you can be sure that if it is lost or stolen, you will receive a full refund. If the luggage is delayed for more than 6 hours, the insurance company is obliged to reimburse you the cost of basic necessities. Trip cancellation or interruption insurance gives you and opportunity to get compensation in case of unforeseen circumstances, caused both on the part of the transport company, and by you personally. In the first case, such situations may be technical problems with the vehicle, or natural disasters that threaten human security.
Cancellation or trip interruption is very often caused by the client. In such cases as emergency hospitalization or outpatient treatment for injuries that prevent trip, in case of infectious diseases, or death, as well as in cases of loss of more than 70% of the property or obtaining a subpoena, a full refund of the ticket price is provided. Sometimes, when the tickets have already been purchased and everything is planned out, but you can not get a visa or permission to enter the country, you have to cancel or transfer the trip. In such cases, travel insurance will allow you to get a ticket refund. Moreover, travel insurance reimbursement can be paid in some cases, not only to the insured person, but also to his family, relatives and his/her spouse.
Sources: • http://www.duinsure.com/travel_insurance/one_way_travel_insurance • http://ezinearticles.com/?The-Different-Types-of-Travel-Insurance-To-Consider&id=7900759