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Personal article policy provided coverage for your valuable items such as jewelry, fine arts, furs, musical instruments and much more. It is a stand-alone insurance policy or can be added as an endorsement to your homeowners insurance policy. If you are someone who invest a lot on your personal belongs, purchases fine arts, collects coins or stamps etc., personal article policy is required for you. These items are not fully insured under your homeowners policy. So, for you to be protected in case of a fire, theft and misplacements, it recommended to purchase this policy. <br><br>Visit: https://quotezebra.com/personal-articles-floater/
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Personal Article Policy Protect your valuables!
What is a Personal Article Policy? It provided coverage to movable or specialized types of property. It is a stand-alone separate insurance policy or can be added endorsement to homeowners insurance policy. Policy ensures coverage for insured items in case of theft, loss or misplacement, as well as mysterious disappearance.
What items Personal Article Policy covers? Personal article policy covers items such as: Jewelry Furs Camera and video equipment Musical equipment Vintages items (Furniture, time pieces, clothing) Art collection Stamps and coin collection Silver ware, goldware and china Personal computers and electronics Firearms Sporting equipment
Coverages provided by Personal article policy This policy covers for loss the insured items under these circumstances: • Reimbursement for replacement cost • Single items coverage • Scheduled or blanket coverage • Coverage against theft or accidental losses • Coverage in virtually any location
Standard homeowners, dwelling, renters, or condo insurance policies do not cover all personal properties. Why is Personal article policy is required? Valuables have limits on coverages, leaving them uninsured. Standard policies will only cover valuables from named perils.
Protection of your valuable items are not 100% guaranteed under your standard polices, insuring them under personal article policy is responsible thing.