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Simplify your EMV Smart Card Issuance Program Banking Vietnam May 2006

Simplify your EMV Smart Card Issuance Program Banking Vietnam May 2006. Agenda. Start with Magnetic Stripe Data Characteristics of Smart Card Data EMV Data Contents EMV Data Preparation Options Datacard Data Preparation Options Datacard Personalization Solutions.

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Simplify your EMV Smart Card Issuance Program Banking Vietnam May 2006

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  1. Simplify your EMV Smart Card Issuance ProgramBanking VietnamMay 2006

  2. Agenda • Start with Magnetic Stripe Data • Characteristics of Smart Card Data • EMV Data Contents • EMV Data Preparation Options • Datacard Data Preparation Options • Datacard Personalization Solutions

  3. Today’s Mag-Stripe Issuance Environment Host Creates Cardholder Data Datacard® Maxsys System Datacard® MX6000 System • Magnetic Stripe Data • Typically in Datacard • 9000 format Datacard® 9000 System Datacard® Desktop Issuance Systems

  4. Record 1 Record 2 Record 3 Record 4 Insert Smart Card Data Color Photo Mag Stripe Fulfillment Graphics Emboss Datacard 9000 File Layout • 9000 file layout requires smart card data to be generated and appended • Smart card data is personalized on to the chip

  5. Unique Characteristics of Smart Card Data • Usually constructed with BINARY data • Host systems typically do not support binary data • The data is cryptographically generated • Not typically present in Host system • Smart card data generated via a secondary process • Record separated from 9000 file • Magnetic stripe data identified within record • Magnetic stripe data used to create smart card data • Cryptographically produced smart card data inserted into record • 9000 file with appended smart data is ready for output

  6. EMV Smart Card Data Contents • Track 1 and Track 2 magnetic stripe data • Primary Account Number (PAN) • Cardholder name • Expiration date • Service code • Static risk data • Configured for the product • Each cardholder receives the same risk parameters • Cryptographic data • Keys • Typically 3 – 5 keys • Derived from issuer master keys

  7. Typical EMV Data Preparation Options • Prepare EMV data at the Host level • Not a natural process for the Host system • Requires changes to the Host system • Prepare EMV data in additional production process • Typically with separate PC or Server in card issuance center • Typically via a BATCH process • Host data created as usual • Host data then sent to BATCH EMV data preparation PC or Server • Smart card data generated overnight prior to production

  8. Today’s Mag-Stripe Issuance Environment Host Creates Cardholder Data Datacard® Maxsys System Datacard® MX6000 System Datacard® 9000 System Datacard® Desktop Issuance Systems

  9. Smart Card Personalization Process Cryptographic Resource HSM(s) Additional Production Process: EMV Data Generated BATCH EMV Data Preparation Datacard® Maxsys System Host Creates Cardholder Data Datacard® MX6000 System Datacard® 9000 System Datacard® Desktop Issuance Systems

  10. Datacard’s NEW Simple ONE STEP Process • Datacard has introduced an even simpler process! • A One Step data preparation process • Perform EMV data preparation at time of smart card personalization! • Datacard is introducing a NEW higher performing & more cost-effective EMV solution • Completely NEW and reconfigured Affina® product suite • NEW higher performing HSM’s……..or select your own! NEW

  11. Smart Card Personalization Affina® One Step Issuance Software SIMPLE to integrate into existing environment! Affina ® Key Management System Software with HSM(‘s) Datacard’s NEW Simple ONE STEP Process Datacard® Maxsys System Host Creates Cardholder Data Datacard® MX6000 System Datacard® 9000 System Datacard® Desktop Issuance Systems

  12. Smart Card Personalization Affina® One Step Issuance Software SIMPLE to integrate into existing environment! Affina ® Key Management System Software with HSM(‘s) Datacard’s NEW Simple ONE STEP Process Datacard® Maxsys System Host Creates Cardholder Data Datacard® MX6000 System SIMPLE One Step operation! Single low priced HSM for data preparation and personalization! Datacard® 9000 System Datacard® Desktop Issuance Systems

  13. Datacard’s Data Preparation Solutions • Why Datacard data preparation products? • SIMPLE to implement and operate: One Step option • High performance: Up to 60,000 SDA records per hour! • Scalable: Simply add additional HSM(s) for greater performance • Fully integrated and tested end-to-end solution • Options: Choose from an Enterprise or Issuance-level data preparation process • Tested and proven!

  14. Datacard’s Personalization Solutions NEW MX6000 Card Personalization System

  15. Datacard’s Personalization Solutions MX6000 Card Personalization System • Designed to run at 1500+ cards per hour • Windows XP Operating System • Higher Security • Graphical User Interface for Operator and Administrator • Works with Datacard MXD and MXi Card Delivery options • Designed for efficient throughput (pause/change, different setups within a job, selective inserting/stacking, etc.)

  16. MX6000 Functionality Summary • Controller • Card Input Module • Card Output Module • Magnetic Stripe Encoding Module • Contact Smart Card Module – 11 stations • Contactless Smart Card Module – 6 stations • Graphic Printing Module • Color Printing Module – Direct to card, D2T2, 300 dpi • Retransfer Color Printing Module • Provides full edge-to-edge color card printing • Pigment-based inks • 600 dpi standard; can support micro-printing up to 1200 dpi

  17. MX6000 Functionality Summary • Laser Engraving • Laser engraving designed for high throughput photo engraving • Multiple lasers can be put inline for increased throughput • DuraGard Laminate Module • Applies virtual edge-to-edge patch laminate material for card durability and enhanced security features • CardGard Topcoat Module • Provides UV cured, edge-to-edge protection for enhanced card durability • Embossing Module and Indent Printing Kit • Topping Module • Label Affixing Module • Card Cleaning Module • Card Flipper Module • Card Delivery

  18. Summary Why Datacard’s Smart Card Issuance Solutions? • SIMPLE: Datacard makes it simple to implement • Gold standard: 35+ years of card issuance experience • Fully integrated and tested end-to-end solution • Investment protection: Re-use later in program lifecycle • Flexible and cost-effective: Via open standards-based architecture • Experience:Over 100 smart card installations worldwide! • It is what our organization is focused upon

  19. Thank You !For further information, pls contact: Ivan Makivan_mak@datacard.comMK Technology GroupDatacard’s Authorised Distributor in Vietnamcontact@mk.com.vn

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