Post Graduate Diploma in Management - Banking & Financial Services (PGDM-BKFS)

1. Post Graduate Diploma in Management - Banking & Financial Services (PGDM-BKFS) AICTE Approved- 2 Year Residential Program Three decades of Excellence in Management Education

2. ABOUT TAPMI… T. A. Pai Management Institute, known as TAPMI (www.tapmi.edu.in) located in Manipal (Karnataka), is leading B-School reputed for its Outcome Based Learning and faculty-student interaction. TAPMI’s mission is to provide professional management capability. TAPMI commenced 2 year residential PG Programme in 1984 which received recognition amongst the well-known industrial houses. Today, over 3000 TAPMI alumni hold responsible managerial positions worldwide. TAPMI located in the international university town of Manipal (Karnataka), is among the leading management institutes in India, and is reputed for its academic rigour and faculty-student interaction. Founded by the visionary, Late Shri. T. A. Pai, TAPMI’s mission is to provide much needed impetus to the task of building professional management capability in the country. In the process, it has also played a role in strengthening the existing educational and health infrastructure. Three decades of Excellence in Management Education

3. OUR MISSION… “To excel in post-graduate management education, research and practice” OUR PROGRAMS… • Others • Ph. D program in association with MU • TAPMI- University of Dubai MBA Three decades of Excellence in Management Education

4. BANKING & FINANCIAL SERVICES… Banking and Financial Services industry offers a wide variety of product lines across  • Capital & Commodities Markets • Corporate Finance • Real Estate Finance • Fixed Income Securities • International Finance • Alternative Investments • Portfolio & Security Analysis • Capital Markets • Consumer, Retail  • Commercial Banking • Wealth, Asset Management • Investment Banking • Insurance & Investments • Derivatives & Risk Management Three decades of Excellence in Management Education

5. OVERVIEW OF BANKING… Banking in India was generally fairly mature in terms of supply, product range and reach-even though reach in rural India and to the poor still remains a challenge. Each household to have at least one bank account. Currently about 58.7% of households are availing banking services in the country. In every 1,000km stretch, India has 30.43 bank branches and 25.43 automated teller machines (ATMs). Similarly, there are 10.64 bank branches and 8.9 ATMs for every 100,000 of the population in India.  The last two decades have seen the sector developing a more contemporary outlook. The Government of India has helped in this development, introducing reforms to Liberalize, Regulate and Enhance the country’s financial services. Today, India is recognised as one of the world’s most vibrant capital markets. Notwithstanding challenges, the sector’s future seems to be in good hands. Three decades of Excellence in Management Education

6. INDIAN BANKING INDUSTRY… Three decades of Excellence in Management Education

7. Three decades of Excellence in Management Education

9. BANKS IN INDIA… BANKSNOS. SBI and Associates 06 Nationalised Banks 19 Other Public Sector Banks- IDBI 01 Private Sector Banks- Indian Banks 23 Private Sector Banks- Foreign Banks 43 Co-Operative Banks – Scheduled Urban Co-operative Banks 51 Co-Operative Banks – Non- Scheduled Urban Co-operative Banks 1538 Co-Operative Banks – State Co-operative Banks 31 Co-Operative Banks – District Co-operative Banks 366 Regional Rural Banks 57 Local Area Banks 04 http://www.rbi.org.in/commonman/English/scripts/banksinindia.aspx Three decades of Excellence in Management Education

10. SBI & ASSOCIATE BANKS… State Bank of India State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of Mysore State Bank of Patiala State Bank of Travancore State Bank of Saurashtra (merged into SBI in 2008) State Bank of Indore (merged into SBI in 2010) Three decades of Excellence in Management Education

11. 21 NATIONALISED / PUBLIC SECTOR BANKS… • Allahabad Bank • Andhra Bank • Bank of Baroda • Bank of India • Bank of Maharashtra • BhartiyaMahila Bank (new) • Canara Bank • Central Bank of India • Corporation Bank • Dena Bank • IDBI Bank • Indian Bank • Indian Overseas Bank • Oriental Bank of Commerce • Punjab National Bank • Punjab & Sind Bank • Syndicate Bank • UCO Bank • Union Bank of India • United Bank of India • Vijaya Bank Three decades of Excellence in Management Education

12. SOME PRIVATE SECTOR BANKS… • Axis Bank • Catholic Syrian Bank • City Union Bank • Development Credit Bank • Dhanlaxmi Bank • Federal Bank • HDFC Bank • ICICI Bank • IndusInd Bank • ING Vysya Bank • Karnataka Bank • KarurVysya Bank • Kotak Mahindra Bank • Lakshmi Vilas Bank • Nainital Bank • Tamilnadu Mercantile Bank • South Indian Bank • YES Bank Three decades of Excellence in Management Education

13. MAJOR FOREIGN BANKS… • AB Bank Ltd. • ABN-AMRO Bank N.V. • Abu Dhabi Commercial Bank Ltd. • American Express Banking Corp. • Antwerp Diamond Bank NV • BNP Paribas • Bank of America N.T. & S.A. • Bank of Bahrain & Kuwait B.S.C. • Bank of Ceylon • Bank of Nova Scotia • Barclays Bank PLC • Calyon Bank • Chinatrust Commercial Bank • Citibank N.A. • Deutsche Bank (Asia) • DBS Bank Ltd. • HSBC Ltd. • JPMorgan Chase Bank • JSC VTB Bank • Krung Thai Bank Public Co. Ltd. • Mashreqbank PSC • Mizuho Corporate Bank Ltd. • Oman International Bank S.A.O.G. • Shinhan Bank • SocieteGenerale • Sonali Bank • Standard Chartered Bank • State Bank of Mauritius Ltd. • The Bank of Tokyo-Mitsubishi UFJ, Ltd. • UBS AG Three decades of Excellence in Management Education

14. BESIDES…. • There are Local Area Banks in India. • Foreign Banks operating in India and Foreign banks with their business in India. • Indian Banks also have their branches and do business outside India. • There are Foreign banks with representative offices in India FINANCIAL INSTITUTIONS… • Achiievers • All India Financial Institutions • Exim Bank (India) • Export Credit Guarantee Corporation of India • Industrial Finance Corporation of India (IFCI) Three decades of Excellence in Management Education

15. FINANCIAL INSTITUTIONS… • Industrial Investment Bank of India (IIBI) • National Bank for Agriculture and Rural Development (NABARD) • National Housing Bank (NHB) • National Eastern Development Finance Corporation • Power Finance Corporation • Rural Electrification Corporation • Small Industries Development Bank of India (SIDBI) • Unit Trust of India (UTI) • Zerodha • Infrastructure Development Finance Company (IDFC) • Infrastructure Leasing & Financial Services (ILFS) Three decades of Excellence in Management Education

16. FUTURE OF BANKING… • The government has developed initiatives to address this through expansion of branch network in backward and rural areas and through the National Bank for Agriculture and Rural Development as also microfinance. To extend the reach of banking to those outside the formal banking system, Government and Reserve Bank of India (RBI) are taking various initiatives, some of which are enumerated below: • Banks are being permitted by RBI to use the services of intermediaries in providing financial and banking services through the use of Business Facilitators (BFs) and Business Correspondents (BCs). • BCs and the BC agents (BCAs) represent the bank concerned and enable a bank to expand its outreach and offer limited range of banking services at low cost, particularly where setting up a brick and mortar branch is not viable. • Setting up of ultra-small branches (USBs) & Banking facilities in Unbanked Blocks. • Unstructured Supplementary Service Data (USSD) offers basic Banking facilities like Money Transfer, Bill Payments, Balance Enquiries, Merchant Payments etc. on a simple GSM based Mobile phone, without the need to download application as required in the IMPS based Mobile Banking. Three decades of Excellence in Management Education

17. FUTURE OF BANKING… • RBI has permitted domestic Scheduled Commercial Banks SCBs & Regional Rural Banks (RRBs) to open branches in tier 2 to tier 6 cities • New private sector banks are required to ensure that at least 25% of their total branches are in semi-urban and rural centres on an ongoing basis. ROAD AHEAD India is one of the top 10 economies in the world, helped in no small part by its strong banking and insurance sectors. It is expected to become the fifth largest banking sector in the world by 2020 and the third largest by 2025, according to a joint report by KPMG–CII. The report expects bank credit to grow at a compound annual growth rate (CAGR) of 17 per cent in the medium term leading to better credit penetration. Three decades of Excellence in Management Education

18. FINANCIAL SERVICES… • The financial system of a country has a great impact on the economy with financial services companies responsible for the robust economic growth. There has to be a direct link between the regulatory institutions and the intermediary institutions while determining the financial system of a country. • The services range includes • Financial Products • Services & • Solutions • They are meted out to the • Institutional Investors • NRIs • Corporate Houses • Individual Investors • Financial Solutions include • InstaBanking • Online Trading • Insta Insure • Mobile banking, etc. Three decades of Excellence in Management Education

19. FINANCIAL SERVICES… • Financial services provided by these companies include • Insurance • Housing financing • Mutual funds • Credit reporting • Debt collection • Stock broking • Portfolio management and Investment advisory • They also provide high class services to all segments of the society, such as: • Investments services in Private Equity/ Mutual Fund & Securities • Life Insurance • Corporate & Housing Finances • Funds for Automobiles & Agricultural Instruments • Secured Long tenure loans • Depository services • Debt market services • Investment banking Three decades of Excellence in Management Education

20. FINANCIAL SECTOR… An analysis of Indian Financial Sector reveals that it is at present going through a phase of stable growth rate which is experiencing a upward swing. The rise can be maintained over a long period by keeping the inflation down. The financial sector in India has experienced a growth rate of 8.5% per annum. The rise in the growth rate suggests the growth of the economy. The reforms pertaining to the monetary policies and the macro economic policies over the last few years has influenced the Indian economy to the core. To maintain such a growth for a long term the inflation has to come down further. The analysis of Indian financial sector shows the growth of the sector was the result of the individual development of the divisions under the sector. Three decades of Excellence in Management Education

21. FINANCIAL SERVICES COMPANIES… • SBI Capital Markets Ltd. • Bajaj Capital Ltd • DSP Merrill Lynch Ltd. • Birla Global Finance Ltd • Housing Development Finance Corporation • PNB Housing Finance Ltd • ICICI Group • LIC Finance Ltd. • L & T Finance Ltd • Karvy Group Three decades of Excellence in Management Education

22. MUTUAL FUND COMPANIES… 1. Reliance Mutual Funds 2. HDFC 3. Fidelity 4. Franklin Templeton 5. ABN Amro 6. AIG 7. Bank of Baroda 8. Birla Sun Life 9. Canara Bank 10. DBS CholaMandalam AMC 11. DSP Merrill Lynch 12. Deutsche Bank 13. Escorts Mutual 14. HSBC 15. ICICI Prudential 16. ING 17. JM Financial 18. JP Morgan 19. Kotak Mahindra 20. LIC 21. Lotus India 22. Morgan Stanley 23. Principal 24. Quantum 25. State Bank of India (SBI) 26. Sahara Mutual Funds 27. Standard Chartered 28. Sundaram BNP Paribas 29. Tata 30. Taurus Mutual Funds 31. UTI 32. Benchmark Funds Three decades of Excellence in Management Education

23. MUTUAL FUND… Three decades of Excellence in Management Education

24. SPECILISED KNOWLEDGE ON… • Insurance • Investments • Derivatives • Risk Management • Capital & Commodities Markets • Corporate Finance • Real Estate Finance • Fixed Income Securities • International Finance • Alternative Investments • Portfolio & Security Analysis • Factoring • Forfaiting • Concept/Evolutions • Business of Insurance *The course curriculum is being proposed/ designed and will be announced in due course along with details. Three decades of Excellence in Management Education

25. LIFE INSURANCE COMPANIES… • AEGON Religare Life Insurance Company Ltd. • Aviva Life Insurance Co. India Pvt. Ltd. • Bajaj Allianz Life Insurance Co. Ltd.  • Bharti AXA Life Insurance Pvt. Ltd.  • Birla Sun Life Insurance Co. Ltd. • Canara HSBC Oriental Bank of Commerce Life Insurance Co. Ltd. • DHFL Pramerica Life Insurance Co. Ltd. • Future Generali India Life Insurance Co. Ltd. • HDFC Life • ICICI Prudential Life Insurance Co. Ltd. • IDBI Federal Life Insurance Co. Ltd. • IndiaFirst Life Insurance Co. Ltd. • Exide Life Insurance Co. Ltd. • Kotak Mahindra Old Mutual Life Insurance Limited • Life Insurance Corporation of India • Max Life Insurance company Ltd. • PNB MetLife India Insurance Co. Ltd. • Reliance Life Insurance Co. Ltd. • Sahara India Life Insurance Co. Ltd. • SBI Life Insurance Co. Ltd.  • Shriram Life Insurance Co. Ltd. • Star Union Dai-ichi Life Insurance Company Limited  • Tata AIA Life Insurance Co. Pvt. Ltd. • Edelweiss Tokio Life Insurance Co. Ltd. Three decades of Excellence in Management Education

26. GENERAL INSURANCE COMPANIES… • Cholamandalam MS General Insurance • General Insurance Corporation of India • HDFC ERGO General Insurance Company • ICICI Lombard • IFFCO Tokio General Insurance Company Limited • National Insurance Company • New India Assurance • Reliance General Insurance • TATA AIG • United India Insurance Three decades of Excellence in Management Education

27. WHY BKFS PROGRAM… Banking is one of the top most career choices made by students in India. Banks are in-charge of individuals or organization's money. Banks reimburse interest on the deposited money, offer loans to people for personal or business use. They also offer a broad array of services such as giving advice related to investment and insurance, exchange of foreign currency, and acting as trustees. The all round demand for bank professionals has made public sector, foreign and multinational banks recruit more and more MBA graduates, CAs and CFAs to enhance their efficiency. Presently, banks are involved in consumer loans, mutual funds, consumer loans, securitization business, credit cards, housing loans and forex activities. Finance is a process through which advice is provided to a company or a person for investing their money and getting high returns. They act as financial planner or stock brokers. Finance management is the backbone of any company whether it is a corporate, a big business houses, or a financial institution. Financial management provides a number of career options ranging from financial planning to sales. Three decades of Excellence in Management Education

28. ACTIVITIES IN FINANCE AREA… 2009: National Seminar on “Next Stage of India’s Economic Growth- Redefining the Role of Banking and Financial Institutions”. The key note address was delivered by DrIsher Judge Ahluwalia. The event was organized on November 03, 2009 and the chief guest was Shri. Montek Singh Ahluwalia.

29. ACTIVITIES IN FINANCE AREA… • 2010: • TAPMI Centre for Inclusive Growth organised a Round Table Discussions on “Professional Management of Small Business Enterprises : Role of Academic & Banking Institutions” In the presence of CMD of Punjab National Bank and other senior academicians / professionals in the conference room on October 16, 2010. • 2011: • A two day International Conference on Accounting and Finance-ICAF 2011 was organized during March 10-12, 2011. • 2012: • A three day International Conference on Banking and Finance-ICBF 2012 was organized fromAugust 09 to 11, 2012. • HORIZON- Annual Finance Conclave and • MANTHAN- Yearly Budget Discussions are organized by the students every year. Three decades of Excellence in Management Education

30. TAPMI: PGDM-BKFS… The PGDM-Banking and Financial Services offered by TAPMI is a two year full time and residential post graduate program. The Trimester based programme caters to the needs of the vast and fast growing financial services with focus on financial markets. (Proposed course curriculum)

31. TAPMI: PGDM-BKFS… Three decades of Excellence in Management Education

32. TAPMI: PGDM-BKFS… Three decades of Excellence in Management Education

33. TAPMI: PGDM-BKFS… • The second year comprising of Term 4-6* encompasses a broad range of courses and will cover subjects such as • Treasury-Fund Management • Alternative Investments • Asset Liability Management • Foreign Exchange, Insurance • Credit Risk/ Interest Rate Risk/ Risk Management • Wealth Management and Capital Market • The programme will provide participants with an opportunity to critically analyse the • Role of banking Institutions in Rural/ Retail Banking • Microfinances • Bankruptcy • Business Valuation • Re-organisaion • Exposure to International Financial Crimes. • It will also have courses on Corporate Governance & Ethics. *The course curriculum is being proposed/ designed and will be announced in due course along with necessary credit details for each semester. Three decades of Excellence in Management Education

34. STATE OF ART- FINANCE LAB… TAPMI TO INVEST ONE CRORE RUPEES IN STATE OF THE ART FINANCE LAB FOR BKFS PROGRAMME TAPMI, Manipal has embarked upon investing one crore rupees in a state of the art finance lab in its campus. The world class finance lab will be equipped with Bloomberg terminals and supported by data feed from BSE and NSE. According to the Director of TAPMI Dr. R. C. Natarajan, the lab will provide to the students of the newly started PGDM in Banking and Financial Services (BKFS) hands on experience in Investments and Portfolio Management, Forecasting, Risk Management and Understanding of the Global Financial Management, up to date. The laboratory will also be useful in helping the students of the PGDM programme who specialise in finance in gaining relevant knowledge by experiential learning process. He added that the objective is to bridge the gap between the theory and practice of finance. "We want classroom lessons to be linked to actual markets" he said. Three decades of Excellence in Management Education

35. STATE OF ART- FINANCE LAB… World over, many of the top ranking Ivy business schools have installed state of the art finance lab in recent times. TAPMI's proposed finance lab will be the first of it’s stature in India and is expected to make the learning process at the Institute to newer heights. With this, TAPMI expects to improve its industry interface with the finance sector multifold. Dr. Natarajan envisages that TAPMI's students going through this process will be entrepreneurial, job-ready and have deeper understanding of the realities of financial markets and institutions better than the rest. He assured that the lab will be operational in the current academic year 2014-15. (A sample of a classroom Finance Lab)

36. FEW BKFS RECRUITERS AT TAPMI… Three decades of Excellence in Management Education

37. BANKS EVOLVED IN THIS REGION… • The district is called as Cradle of Indian banking and is the most industrialized district in Karnataka. Major Nationalised banks of India have evolved in this region. • Canara Bank • Corporation Bank • Syndicate Bank • Vijaya Bank • Karnataka Bank (Private Bank) • Service sector is booming with setting up of professional education institutes and information technology related services (IT & ITES). As the district is on the shore of Arabian sea, fishing is one of the major occupation. Major information technology and outsourcing companies have started locating their facilities in Mangalore. • Infosys • Lasersoftinfosystems Ltd. • MPhasis BPO • Wipro also plans to set up its development facility • 3 dedicated IT parks are under construction Three decades of Excellence in Management Education

38. MANIPAL… Manipal is a university town located in the state of Karnataka in India. Manipal is home to Manipal University, which has 19 colleges, ranging from the fields of business, engineering and health sciences. Manipal is also home to headquarters of Syndicate Bank. Manipal had the highest density of mobile phone users in India in 2006. 98% of the population had mobile phones.The Manipal Press Ltd is also located in Manipal. Some of the dailies and weeklies published from this press are Udayavani and Taranga. More information on Manipal can be viewed here: http://en.wikipedia.org/wiki/Manipal Three decades of Excellence in Management Education

39. FOR MORE INFORMATION… P. B. No: 9, Manipal- 576104. (Karnataka) Ph: 0820-2701010 / 1070 E-Mail: admissions2014@tapmi.edu.in http://www.tapmi.edu.in/programmes/pgdm-bkfs/ Three decades of Excellence in Management Education