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How do you know which mortgage is right? by RAM ANANDAPPA -Licensed Mortgage Broker

Do you know how much mortgage do you?Consult RAM ANANDAPPA,Licensed Mortgage Broker to get the best solution.

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How do you know which mortgage is right? by RAM ANANDAPPA -Licensed Mortgage Broker

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  1. HOW DO YOU KNOW WHICH MORTGAGE IS RIGHT FOR YOU?

  2. The key to choosing the right mortgage is to understand the range of features and options available to you, as well as your budget, circumstances and goals. • The more you know, the more comfortable you will be choosing the best options for you and your family.

  3. While there is a lot to consider, such as fixed or variable rate, short– or long–term, open or closed, we’re here to offer advice on the various features and options, some of which may help you to save thousands of dollars in interest over the life of your mortgage.

  4.  By answering a few simple questions about your financial goals and preferences I'll be able to recommend the best mortgage options that meet your needs.

  5. Tell us about your financing needs and objectives. • What are you planning to do? • Buy a home • Renew an existing mortgage • Refinance an existing mortgage • Switch an existing mortgage to another

  6. Decide “How much of a down payment can you make on your new home?” • Choose your preference : • I want the opportunity to save as much money as possible on my mortgage, even if it means the interest rate could fluctuate. (A Variable Rate Mortgage)

  7. I do not want my interest rate to fluctuate, even if it means I might pay more in interest costs during my mortgage term. (A Fixed Rate Mortgage)

  8. Do you plan to pay off more than 10% of your original mortgage amount in the next year? • Are you moving within the next 12 months?

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