1 / 8

Analytics in Risk Deployments Feb 7, 2007

Analytics in Risk Deployments Feb 7, 2007. Agenda. Industry Trends Overview of IBM Mortgage offerings Interaction of LOS-Secondary to perfect the process. Alignment of MBS and Production Supply Chain. Securitization. Production Supply Chain.

reece-bruce
Download Presentation

Analytics in Risk Deployments Feb 7, 2007

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Analytics in Risk DeploymentsFeb 7, 2007

  2. Agenda • Industry Trends • Overview of IBM Mortgage offerings • Interaction of LOS-Secondary to perfect the process

  3. Alignment of MBS and Production Supply Chain Securitization Production Supply Chain

  4. Optimizing operations can leverage Loan Performance’s analytics and powerful reporting • Sales • Lead pipeline status • Campaign effectiveness – leads/close ratios • Website visits, abandoned, acquired etc. • Close rates per product, geography, channel, branch etc • Operations • Underwriting Ratios/Exceptions • Supply chain throughput – loans closed per month/loan fallout • Productivity per capita • Compliance metrics • Loan Pricing accuracy • Documents generated • Tasks in queue, overdue etc • Loan Pipeline status

  5. IBM Mortgage Offerings - Overview Mortgage Backed Asset Securitization/Trading Lead Management Mortgage Origination Servicing New Product Development Sales Application Processing Underwriting Closing / Post Closing Aggregation & Delivery Servicing & Account Mgmt Capital Markets & Investor Delivery IBM enables Banks to leverage all possible loan sources • Origination Offering – Regardless of the source, all processes, functions and interactions are Deutsche Bank brand specific in a Private Label delivery • Process/Labor – Best in class mortgage processes supported by access to a low-risk global delivery labor model, where IBM fulfillment employees process, fund, and close loans and provide analytics and closed loan due diligence • Application - World class web-enabled software (Palisades and FileNet) with unique industry-leading functionality and rules-based workflow capabilities • Infrastructure – Unmatched technology infrastructure (hosting, application management, development, data management) which greatly reduces cost and risk to Deutsche Bank IBM delivers a high quality loan asset Clients use IBM or servicer of choice Retail Wholesale Broker Correspondent Direct IBM Daksh Servicing Offerings IBM offers Banks an end-to-end span of support IBM Consulting Support IBM Business Process Services IBM Solution Assets IBM Daksh Servicing

  6. IBM Mortgage Offerings: Lending and Securitization Consulting Services • Current State Assessment • Future State Visioning (3-year) • Future State Requirements • Gap Analysis • Roadmap to achieve future state Strategic Planning • Sales/ Lead Management • Fulfillment (across retail, wholesale, correspondent, direct & bank branch) • Closing / Post Closing • Investor Delivery / Conduit Acquisition • Securitization Operations • Servicing / Master Servicing Functional Optimization • Decisioning (including AUS selection, testing & deployment) • Document Management, Imaging, Paperless Environment • Process Modeling & Workflow Enablement • Business Information & Data Management • Management Reporting Operational Excellence • Project Plan Development, Maintenance & Reporting • Change Management • 7 Keys Assessment of Project Status Quo • Troubled Project Turnaround Project Management

  7. Mortgage Origination POS/ Application Processing Under-writing Closing / Post Closing Aggregation & Delivery Our automated platform drives efficiencies while trapping valuable transaction metrics • Single integrated end-to-end platform • Straight-thru processing • Digitized enabled • Compliance • Data and event driven Automated Workflow • Multiple acquisition Portals Trap customer data • Fully Image enabled • eDelivery to Investors • eDoc gaining acceptance • eSignature • eVault document repository • eClose and eFiling gaining ground

  8. Mortgage Origination Analytics POS/ Application Processing Under-writing & Pricing Closing / Post Closing Servicing & Account Mgmt Aggregation & Delivery Secondary Mortgage marketing -- Communicate non desirable loan attributes back to origination system -- LOS institutes rules based criteria and throws exceptions accordingly Origination – Analytics Integration can create value at the point of origination.

More Related