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ETSC Best in Europe 2006. Jack Brownhill Chairman – Prevention and Road Safety Comité Européen des Assurances (CEA). Brussels – 21/22 February 2006. ETSC Best in Europe 2006. Role of Motor Insurance Motor Insurance, Risk & Road Safety Implications for the future New Technologies
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ETSC Best in Europe 2006 Jack Brownhill Chairman – Prevention and Road Safety Comité Européen des Assurances (CEA) Brussels – 21/22 February 2006
ETSC Best in Europe 2006 • Role of Motor Insurance • Motor Insurance, Risk & Road Safety • Implications for the future • New Technologies • Old Technologies • Motor Insurance – The Driver • Motor Insurance – Other Road Users
ETSC Best in Europe 2006 • Role of Motor Insurance • Unique position • Compulsory requirement • Collective fund • Financial protection • Individual road users • Road user community • Social and economic importance
ETSC Best in Europe 2006 • Motor Insurance, Risk & Road Safety • Transfer • Understanding risk • Individual road users • Road user community • Risk/Premium relationship • Regulatory climate • Accident prevention • Severity reduction
ETSC Best in Europe 2006 • Implications for the future • New technologies • Telematics • Vehicle data • Driver data • Insurance pricing • Who pays? • Old technologies
ETSC Best in Europe 2006 • Motor Insurance – The Driver • Risk assessment • New and inexperienced drivers • Older drivers • Changes in vehicle use • Occupational drivers
ETSC Best in Europe 2006 • Motor Insurance – Other Road Users • Clash of technologies • High tech vehicles • Mixed vehicle community • Low tech road users • Pedestrians • Pedal cyclists • Motor cyclists • Passengers • Illegal road users