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It is a split field when it comes to mutual funds. While many investors already understand it, others do not; mutual funds are not always a great investment option in today’s market. https://sites.google.com/site/richardcaynemeyerinternational/the-10-biggest-mutual-funds-are-they-really-worth-your-money
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The 10 Biggest Mutual Funds: Are they really worth your money? It is a split field when it comes to mutual funds. While many investors already understand it, others do not; mutual funds are not always a great investment option in today’s market. They can be expensive and tax-inefficient as well depending where they are located and so Richard Cayne typically recommends offshore mutual funds which start off in a more tax favorable position to their onshore counterparts. Financial consultants like Richard Cayne Meyer will inform investors that they need to be careful when they are selecting their mutual funds. www.richardcayne.com
1. Pimco Total Return Has a good track record, but it could be limited in its movement in and out of some of the best investments, it may be headed down if interest rates rise quickly.
2. Vanguard Total Stock Market Index Fund Pretty inexpensive, but is market cap weighted, meaning that it remains mostly with the large cap funds.
3. American Funds Growth Fund of America Has a good 10 year performance and good sector exposure, but it is very expensive.
4. Vanguard 500 Index Investor Fund This fund is very inexpensive, but it is heavily weighted towards large cap companies.
5. Vanguard Total Bond Market Index It offers broad exposure to a variety of areas in the fixed income market, but there isn’t any exposure to bonds that are inflation protected.
6. American Funds EuroPacific Growth It is broadly diversified, but it is also very expensive.
7. Fidelity Contrafund It has a strong 10 year performance and is diversified with foreign stocks, but there is very little exposure to value stocks or small cap. Fidelity Contrafund
8. American Funds Capital Income Builder There are talented analysts and managers who are attracted to this fund, but it has very little exposure to small cap and focuses mainly on large cap.
9. American Funds Income Fund of America Very little risk when it comes to interest rate issues, but it is expensive considering the cash allocation and the high bond.
10. Vanguard Total International Stock Index It has quite a bit of international exposure, but it doesn’t provide much exposure with mid and small cap and instead focuses on large cap. www.richardcayne.com
According to Richard Cayne Meyer, it is understandable why investors have started turning more frequently to these types of funds. Since the market is fairly volatile, it is understandable why they are so popular at this time. Even though these funds have a pretty decent track records when it comes to the long term, Richard Cayne Bangkok advises that you proceed with caution because they don’t always outperform. If you are looking to learn more about mutual funds, be sure that you rely on a financial consultant like Richard Cayne Meyer who can help you to select the right funds for your portfolio. www.richardcayne.com