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Reducing the Risk

Reducing the Risk. What can a parent do?. What is at Risk?. In their first year of driving, 1 in 5, 16 year olds has an accident Two thirds of teen passenger deaths are in vehicles driven by other teenagers

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Reducing the Risk

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  1. Reducing the Risk What can a parent do?

  2. What is at Risk? • In their first year of driving, 1 in 5, 16 year olds has an accident • Two thirds of teen passenger deaths are in vehicles driven by other teenagers • The odds of a teen being involved in a crash double with each passenger added to a vehicle • Over 5,100 teenagers died in car crashes in 2006

  3. Covering the Risk Talk to your insurance company to ensure that you are properly protected

  4. Recommended Coverage • Bodily Injury - 100K/300K • Property Damage - $50K • Medical Limit - $1000 • Uninsured Motorist – Bodily Injury and Property Damage $100K/300K/50K • Collision, Comprehensive - $500 deductible • Roadside Assistance • Rental Reimbursement

  5. Personal Umbrella Coverage Protection up to $1 Million Dollars

  6. THE FIVE MOST DREADED WORDS… Can I borrow the car?

  7. LIMIT IT! • Night Driving • High Traffic Volume • Driving during Bad Weather • Distractions

  8. Experienced drivers acquire BAD habits • 70% admitted to speeding • 61% ate while they drove • 37% used cell phones while driving • 33% ran red or yellow lights • 14% read while driving

  9. Remember, YOU are a Role Model • Practice and demonstrate safe driving • Be firm about SAFETY BELT use! • Supervise as much Practice Driving as possible • Discuss realistic consequences of Drug and Alcohol use • Restrict Passengers

  10. Establish a “Driving Contract” with your teen • Share your concerns and strong desire for their safety • List Expectations and negative consequences when expectations are not met • List Rewards for meeting expectations • Have teen sign and commit to contract • Follow through

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