Tips To Ensure The Insurance Company Covers Your HVAC Repair Bills

1. Tips To Ensure The Insurance Company Covers Your HVAC Repair Bills You are a homeowner who invested in HVAC contractor insurance and need to place your claim and ensure that it is paid. What to do? There are a number of things if you bear in mind could help facilitate you achieving it. Whether your heating, ventilation and air conditioning is affected by storm or any other accident, these are the tips for you: Get to know your rights This is the first rule of the trade. Always stay aware of what your rights are. To know this, go online and do some searching. Insurance insights will be readily availed by forums which discuss these topics. If you need your insurance specific procedure, visit their website and learn what you need to do. You can also make a call to their customer care desk to get more enlightening guidance. With this knowledge, you can now brave yourself for the claiming process. Do not delay If there is something that is a big no-no here, is delaying when placing your claim. This is a step that you should never dillydally with. Immediately your furnace or your AC stops working because of an event such as a storm, place the call to the insurance guys. Most insurance policies have limitations to the time of placing a claim. Hesitation could surely cost you as you will miss out with the insurance company failing to cover the repair costs. Be truthful When reporting to the insurance office, speak nothing but the truth. As they say, honesty is the best policy which is very true for this situation. If it is the heavy storm that damaged the furnace, say nothing more, just that. Give the full account of what transpired. On this note, do not divert to giving your views on what could be the reason because this could work against you. State what happened and wait on their next step.

2. Give further details Apart from reporting to the insurance, you have to offer some vital information such as the serial number and mode number of your appliance. This information is important for the claim process to be efficient. Be very careful with the details not to distort as it will get your HVAC contractor insurance disqualified. Get a licensed contractor to conduct assessment The next step is to get a licensed contractor. Since you are no expert to tell the extent of damage, you will have to engage a professional. Not just any contractor, a licensed one. An expert with the correct certification has the right to operate and hence whatever he assesses will be regarded highly by your insurance company. Not to forget, ensure that you tell your contractor that you need no fixing only assessment. If any fixing is done, you will have to pay on your own as the insurance has not yet approved. Keep up with these tips and get your system repaired or replaced but do not expect your system to be of a better quality than the one you had. Articles Source: http://www.townofraymond.com/tips-to-ensure-the-insurance-company-covers- your-hvac-repair-bills.html